UK house prices will change little throughout 2013, the Halifax has said.
According to figures by the bank released today, prices fell by 0.3% in 2012, ending on a 1.3% rise in December, leaving the average UK home worth £163,845.
The Halifax said it expected "broad stability" in house prices nationally throughout 2013 because of high unemployment, pressures of household finances and subdued economic growth.
Martin Ellis, a housing economist at the bank, says: "There was evidence of a firming in the housing market in the final few months of 2012. Prices in the three months from October to December were 0.6% higher than in the preceding three months.
"Overall, last year saw an even mix of monthly rises and falls as prices lacked any real direction as both demand and supply pressures remained largely unchanged during 2012."
He added that prices are likely to end the year at levels close to where they begin.
Last week, Nationwide announced that house prices fell 1% in 2012.