Aldermore's instant-access account may not have a rate to shout about, at 2.75%, but it comes with something far more important – consistency.
While not at the top of any instant-access charts, its rate has not been artificially inflated by a bonus or introductory offer.
When the majority of table-topping accounts come with a 12-month 'booster', Aldermore's Easy Access Issue 2 is a rare find.
Yes, it may not pay as much as Derbyshire Building Society's NetSaver Issue 4, which currently has a 3.06% rate on offer. However, this rate is only available until 30 November 2013 - after that it drops to a lowly 1%.
Of course, you can move your money after that but what banks and other savings providers rely on - and make a massive profit on the back of - is that you won't remember to do so.
So, for anyone who is after an account that hasn't got a massive bonus inflating its rate, Aldermore's Easy Access could be for you.
The interest rate is guaranteed to be at least 1.7% above Bank of England base rate (currently 0.5%) until 1 March 2013. The minimum investment is £1,000 and it allows unlimited withdrawals. You can access it online, by post of over the telephone.
More information can be found at aldermore.co.uk.