mortgage

Mortgage prisoners trapped on expensive loans could finally get cheap deals under new plans to ease affordability rules

Thousands of homeowners who are stuck on expensive mortgages – known as mortgage prisoners – could soon be able to switch to a cheaper deal under new proposals from the financial regulator.

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Get 2.5% savings rate from Lloyds Bank and help your kids onto the property ladder without a deposit - but there's a catch

Lloyds Bank has launched a new mortgage that does not require a deposit from first-time buyers, as long as a family member guarantees the loan by depositing money in a linked savings account. 

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Relief for mortgage prisoners? Changes to affordability tests could rescue many stuck on expensive deals

Mortgage prisoners may have cause for hope as the Financial Conduct Authority (FCA) concedes rule changes may be necessary to help them.

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Barclays sees sense over mortgage for 90-year-old

Moneywise helps a reader who wanted to extend their mortgage

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Loyal customers are overcharged by £4BILLION says watchdog as it cracks down on firms charging a 'loyalty penalty'

Loyal customers of financial firms are punished for staying with providers to the tune of £4 billion a year according to findings from the competition watchdog the Competitions and Markets Authority (CMA).

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UK house prices expected to flatline in 2019 as stretched affordability and Brexit uncertainty continue to dampen the market

The Royal Institution of Chartered Surveyors (RICS) says there is unlikely to be any growth in UK house prices next year.

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Mortgage lenders are failing to give vulnerable borrowers in arrears enough support, FCA finds

Mortgage lenders are failing to give vulnerable borrowers in mortgage arrears the level of support they need, the financial regulator has found.

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Leeds BS launches variable rate mortgage range starting from 0.99%

Leeds Building Society has launched a new range of discount variable rate mortgages starting from 0.99%.

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What’s the best way to pay off the capital on our interest-only mortgage?

Interest-only mortgages work exactly as the name suggests and monthly payments only cover the cost of the interest charged on the mortgage.

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Experian adds rental payments to its credit reports to help thousands of first-time buyers get a mortgage

Experian is adding rental payments to its credit reports for the first time, a move that could help thousands of first-time buyers get a mortgage.

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