Standard Loan (Branch & TD) - Santander

Standard Loan (Branch & TD)

Santander
3.4 % AER*
APR Representative
1 month's notice
Early repayment charge
  • Borrow between £ 1,000 and £ 20,000
  • Over 12 to 60 months
    • Apply by:
* Representative 3.4% APR fixed. Based on a loan of £10000 for 60 months at 3.4% p.a. Total £10874.4 repayable at £181.24 per month.

This account may be appropriate for you if

  • Your income is at least £ 6,000 per year
  • You are older than 21
  • You want a joint loan

Rate Details

Amount borrowedInterest Rate
£ 1,000 to £ 2,99920.6 %
£ 4,999 to £ 7,49913.6 %
£ 7,499 to £ 15,0004.5 %
£ 15,000 to £ 20,0003.4 %
£ 20,0003.9 %
Rate Type: fixed
Actual rate depends on credit score: No
Minimum / Maximum APR: 3.4 % to 20.6 %
Arrangement Fee: No

Payment Options

Payment Options:
  • Flexible Repayment Date
  • Defer repayments
  • Penalty Free Over-payments
Payment Types: direct debit
Early Repayment Charge: 1 month interest

Access & Usage

Instant Decision: Yes
Online Decision: Yes
Get Quote Without Credit Check: No
Online Statements: Yes

Fees & Charges

Charge For Unpaid Direct Debit: £ 15

Funded By

Santander

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