Personal Loan Ex/C - M&S Bank

Personal Loan Ex/C

M&S Bank
3 % AER*
APR Representative
1 month's notice
Early repayment charge
  • Borrow between £ 1,000 and £ 25,000
  • Over 12 to 84 months
    • Apply by:
* Representative 3% APR fixed. Based on a loan of £7500 for 60 months at 3% p.a. Total £8077.8 repayable at £134.63 per month.

This account may be appropriate for you if

  • Your income is at least £ 10,000 per year
  • You are older than 18

Rate Details

Amount borrowedInterest Rate
£ 1,000 to £ 2,99918.5 %
£ 4,999 to £ 7,49912.5 %
£ 7,499 to £ 15,0003.6 %
£ 15,000 to £ 25,0003 %
£ 25,0006.7 %
Rate Type: fixed
Actual rate depends on credit score: No
Minimum / Maximum APR: 3 % to 18.5 %
Arrangement Fee: No

Payment Options

Payment Options:
  • Flexible Repayment Date
  • Defer repayments
  • Penalty Free Over-payments
Payment Types: direct debit
Early Repayment Charge: 1 month interest

Access & Usage

Instant Decision: Yes
Online Decision: Yes
Get Quote Without Credit Check: No
Online Statements: Yes

Fees & Charges

Charge For Unpaid Direct Debit: £ 15

Funded By

M&S Bank

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