M&S Bank Personal Loan - M&S Bank

M&S Bank Personal Loan

M&S Bank
2.8 % AER*
APR Representative
1 month's notice
Early repayment charge
  • Borrow between £ 1,000 and £ 25,000
  • Over 12 to 84 months
    • Apply by:
Low interest rate
Cannot defer repayments
* Representative 2.8% APR fixed. Based on a loan of £7500 for 60 months at 2.8% p.a. Total £8038.8 repayable at £133.98 per month.

This account may be appropriate for you if

  • Your income is at least £ 10,000 per month
  • You are older than 18

Rate Details

Amount borrowedInterest Rate
£ 1,000 to £ 2,99918.6 %
£ 4,999 to £ 7,49912.6 %
£ 7,499 to £ 15,0003.6 %
£ 15,000 to £ 25,0002.8 %
£ 25,0006.8 %
Rate Type: fixed
Actual rate depends on credit score: No
Minimum / Maximum APR: 2.8 % to 18.6 %
Arrangement Fee: No

Payment Options

Payment Options:
  • Flexible Repayment Date
  • Defer repayments
  • Penalty Free Over-payments
Payment Types: direct debit
Early Repayment Charge: 1 month interest

Access & Usage

Instant Decision: Yes
Online Decision: Yes
Get Quote Without Credit Check: No
Online Statements: No

Fees & Charges

Charge For Unpaid Direct Debit: £ 15

Funded By

M&S Bank

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