Personal Loan - Lending Works

Personal Loan

Lending Works
7.05 % AER*
APR Representative
  • Borrow between £ 1,000 and £ 25,000
  • Over 12 to 60 months
    • Apply by:
* Representative 7.05% APR fixed. Based on a loan of £5000 and £301.5 arrangement fee for 36 months at 2.97% p.a. Total £5544.36 repayable at £154.01 per month.

This account may be appropriate for you if

  • Your income is at least £ 14,000 per month
  • You are older than 21

Rate Details

Amount borrowedInterest Rate
£ 1,000 to £ 1,9997.94 %
£ 2,999 to £ 4,9997.46 %
£ 4,999 to £ 25,0004.41 %
£ 25,0007.05 %
Rate Type: fixed
Actual rate depends on credit score: No
Minimum / Maximum APR: 4.4 % to 9.6 %
Arrangement Fee: Please check on the provider's website.
Minimum Arrangement Fee: £ 18
Maximum Arrangement Fee: £ 2,493

Payment Options

Payment Options:
  • Flexible Repayment Date
  • Defer repayments
  • Penalty Free Over-payments
Payment Types: direct debit

Access & Usage

Instant Decision: No
Online Decision: No
Get Quote Without Credit Check: Yes
Online Statements: Yes

Fees & Charges

Charge For Unpaid Direct Debit: £ 30

Funded By

Peer to Peer

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