Personal Loan - Lending Works

Personal Loan

Lending Works
7.97 % AER*
APR Representative
  • Borrow between £ 1,000 and £ 25,000
  • Over 12 to 60 months
    • Apply by:
* Representative 7.97% APR fixed. Based on a loan of £5000 and £426.5 arrangement fee for 36 months at 2.25% p.a. Total £5614.92 repayable at £155.97 per month.

This account may be appropriate for you if

  • Your income is at least £ 14,000 per year
  • You are older than 21

Rate Details

Amount borrowedInterest Rate
£ 1,000 to £ 1,9999.99 %
£ 3,999 to £ 11,9999.98 %
£ 11,999 to £ 25,0007.97 %
£ 25,0006.01 %
Rate Type: fixed
Actual rate depends on credit score: No
Minimum / Maximum APR: 3.16 % to 24.83 %
Arrangement Fee: Please check on the provider's website.
Minimum Arrangement Fee: £ 87
Maximum Arrangement Fee: £ 2,259

Payment Options

Payment Options:
  • Flexible Repayment Date
  • Defer repayments
  • Penalty Free Over-payments
Payment Types: direct debit

Access & Usage

Instant Decision: No
Online Decision: No
Get Quote Without Credit Check: Yes
Online Statements: Yes

Fees & Charges

Charge For Unpaid Direct Debit: £ 30

Funded By

Peer to Peer

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