First-time investor

Premium bond limit rises to £50,000 on 1 June 2015

Monday, 01 June 2015 | News

The amount you can invest in premium bonds rises from £40,000 to £50,000 on Monday 1 June 2015.

Five-minute guide to investing

Wednesday, 21 October 2015 | Article


FCA to fine Keydata chief £75 million

Tuesday, 26 May 2015 | News

Three senior managers at failed investment firm Keydata face millions of pounds' worth of fines from the City watchdog after being accused of lacking integrity and misleading authorities' investigations.

Investing platform launches Apple Watch app

Wednesday, 27 May 2015 | News

Investing platform True Potential Investments (TPI) has launched the first app for the Apple Watch that allows investors to invest and save directly into a broad range of investments, including funds, from the device.

Should you invest in India?

Tuesday, 05 May 2015 | Article

This means it would have more workers than the United States, the euro area and Indonesia combined, according to Christine Lagarde, managing director of the International Monetary Fund, who insists the potential benefits are...

Target date funds: investing for retirement

Tuesday, 28 April 2015 | Article

For all the complexities of the pensions industry, effective retirement planning really boils down to a single question: what is the best way to hit your target?

Target date funds: saving for university fees or a wedding

Tuesday, 28 April 2015 | Article

You can put your money in a cash savings account and hope the 2%-5% a year return you may get will be enough to generate the funds you need.

Target date funds: buying your first home

Tuesday, 28 April 2015 | Article

You can use target date funds for age-based investing or goals-based investing. The former is when you select an age at which you might require your investment to mature – usually at retirement, for instance.

What are target date funds?

Tuesday, 28 April 2015 | Article

Then, as you move closer to your goal - be it buying a home or saving for a child's university fees - they gradually move your money into less risky assets, such as bonds and property, to ensure your capital is at...

What is gearing and how does it work?

Wednesday, 15 April 2015 | Article

When you are researching the world of investment companies, you will notice many of them have something on their balance sheets called gearing.