Financial planning

Financial experts divulge their biggest money mistakes

We quiz financial experts to reveal the biggest mistakes they’ve made with their personal finances over the years – and the lessons they’ve learnt.

Autumn Budget 2017: EIS offers the only investment break of the Budget

Wednesday, 22 November 2017 | News

Today’s Budget contained very little news, good or bad, for investors and savers: certainly nothing to encourage pension saving, and nothing even about Isa allowance limits increasing in line with inflation as they have done...

Ask the Experts: What size portfolio do I need to generate £18,000 a year and keep my capital?

Wednesday, 22 November 2017 | Question and Answer

It is incredibly difficult to say how big your portfolio would need to be to generate this level of income without depleting your capital.

VCTs up 28% as investors use them as pension alternatives

Monday, 23 October 2017 | News

The amount raised by Venture Capital Trusts (VCTs) has gone up by 28% year-on-year, according to new figures released by HMRC for the 2016/17 tax year.

Government launches will-writing consultation as inheritance tax bills soar

Wednesday, 27 September 2017 | News

The government has launched a consultation to assess how existing legislation on wills could be updated.

The 50/20/30 financial diet: My first foray into crash budgeting

Friday, 24 November 2017 | Blog | By Edmund Greaves

I’ve never been one for trying out a ‘one size fits all’ budgeting plan. But being a young person living in London; not having a budget can be crippling.

Divorce and entrepreneurship drive more women to take financial advice

Tuesday, 12 September 2017 | News

More women are seeking financial advice due to increasing rates of divorce and the rise of female entrepreneurs, according to a study by Investec Wealth & Investment.

Your Shout: Moneywise readers have their say in August 2017

Tuesday, 31 October 2017 | Blog | By Helen Knapman

 

Each month we publish the best comments, emails and letters from our readers. Here are the best of August 2017:

Expect your investments to grow at 5% a year, says City watchdog

Tuesday, 05 September 2017 | News

Investors can expect their investments to grow at a rate of 5% a year, according to the Financial Conduct Authority. However ‘real’ returns will be lower once inflation is taken into account.

Who can you trust with your money? Find out in August’s Moneywise on sale now

Thursday, 27 July 2017 | News

Which providers can you trust with your money? Find out in August’s Moneywise magazine on sale in WHSmith and selected Sainsbury’s stores from today.

Stat of the month: Taking financial advice makes you £40,000 wealthier

Thursday, 13 July 2017 | News

People who take financial advice are typically £40,000 better off than those who do not, new research suggests.