Financial planning

How to make a budget

The word ‘budget’ can conjure up complex spreadsheets and the hassle of noting every penny you spend. But making a budget can be the first step towards taking control of your finances – we highlight the main ways to do it.

'Bank of Mum and Dad' wants tax incentives to help children

Friday, 17 August 2018 | News

Parents aged 55-plus desperately need financial guidance and tax incentives to help kids, according to new research from equity release adviser Key.

One in three Brits worried about sudden financial shock

Thursday, 16 August 2018 | News

One in three Brits says they do not think they have the means to cope with a sudden financial shock or loss of income.

Don’t let wealth worries ruin your retirement

Wednesday, 18 July 2018 | Blog | By Jeff Prestridge

Do I have sufficient financial assets to last a lifetime? Hand on heart, I do not know – and I imagine I am not alone in my financial ignorance.

I have foreign investments taxed at source and want to avoid being taxed twice

Friday, 29 June 2018 | Question and Answer

We all get an allowance that allows us to earn up to £2,000 a year in dividends before tax is due.

One in five UK adults has no financial goals

Thursday, 24 May 2018 | News

Over half of adults in the UK plan their lives only days or weeks ahead, with one in five people having no financial goals at all, new research has revealed.

Experts dismiss adage: 'Sell in May and go away until St Leger Day'

Tuesday, 01 May 2018 | News

Sell in May and go away until St Leger Day is a common investment adage, but it may not be one worth following.

Five common questions we ask IFAs - and the answers

Wednesday, 18 April 2018 | Blog | By Anne McClean

Everyone, of my clients’ financial situations is unique to them, and yet there are some common financial goals that I am asked about time and time again, along with the question; “can I afford to do this?”

Five questions to ask yourself about your finances

Wednesday, 11 April 2018 | Blog | By Anne McClean

Do you know what your financial needs are? For most, that’s going to be paying the bills every month, saving for a pension, and putting money into a rainy-day fund. But there’s more to it than that.

Five top tips to review your financial position

Wednesday, 04 April 2018 | Blog | By Anne McClean

Do you know what your financial position is? Have you calculated the total of what everything you are invested in and own is worth?

Your shout: Moneywise readers have their say in January 2018

Monday, 29 January 2018 | Blog | By Helen Knapman

Each month we publish the best comments, emails and letters from our readers. Here are the best of January 2018.