Financial planning

How to make a budget

The word ‘budget’ can conjure up complex spreadsheets and the hassle of noting every penny you spend. But making a budget can be the first step towards taking control of your finances – we highlight the main ways to do it.

Jasmine Birtles: Too lazy for my 'life laundry'

Friday, 30 November 2018 | Blog | By Jasmine Birtles

“I hate housework,” said Joan Rivers. “You make the beds, you do the dishes and six months later you have to start all over again!”

Bereaved families will face soaring probate fees of up to £6,000 as the government presses on with controversial tiered fee structure

Tuesday, 06 November 2018 | News

Bereaved families could see the cost of probate soar by thousands of pounds after the Ministry of Justice confirmed that it will implement a banded structure for the payment of probate fees from April next year.

Parents giving away £227 billion to kids to save on inheritance tax

Monday, 08 October 2018 | News

One in five parents has given money to their children in an attempt to reduce the amount of inheritance tax their families will have to pay when they die.

What redress is there if a financial adviser is wrong?

Friday, 28 September 2018 | Question and Answer

Many people need to take financial advice.

'Bank of Mum and Dad' wants tax incentives to help children

Friday, 17 August 2018 | News

Parents aged 55-plus desperately need financial guidance and tax incentives to help kids, according to new research from equity release adviser Key.

One in three Brits worried about sudden financial shock

Thursday, 16 August 2018 | News

One in three Brits says they do not think they have the means to cope with a sudden financial shock or loss of income.

Don’t let wealth worries ruin your retirement

Wednesday, 18 July 2018 | Blog | By Jeff Prestridge

Do I have sufficient financial assets to last a lifetime? Hand on heart, I do not know – and I imagine I am not alone in my financial ignorance.

I have foreign investments taxed at source and want to avoid being taxed twice

Friday, 29 June 2018 | Question and Answer

We all get an allowance that allows us to earn up to £2,000 a year in dividends before tax is due.

One in five UK adults has no financial goals

Thursday, 24 May 2018 | News

Over half of adults in the UK plan their lives only days or weeks ahead, with one in five people having no financial goals at all, new research has revealed.

Experts dismiss adage: 'Sell in May and go away until St Leger Day'

Tuesday, 01 May 2018 | News

Sell in May and go away until St Leger Day is a common investment adage, but it may not be one worth following.