Mortgages

How to choose a mortgage

Thursday, 04 June 2015 | Article

Your home is likely to be the most expensive purchase you ever make and with the majority of us not wealthy enough to buy our properties outright a mortgage is the only way to fund it.

Interest-only homeowners flock to equity release

Monday, 01 June 2015 | News

The number of homeowners using equity release to pay off interest-only loans has tripled since the introduction of tougher mortgage rules last year.

Mortgage borrowing slump continues despite Scottish spike

Thursday, 28 May 2015 | News

Borrowing by first-time buyers in London fell 11% in the first three months of 2015 compared to the previous year, while the number of loans to first-time buyers in London fell by 14%.

Warning over true cost of cheapest ever mortgage

Friday, 22 May 2015 | News

Yorkshire Building Society (YBS) has launched the UK's cheapest-ever fixed-rate mortgage at 1.07% over two years, but it comes with one of the most expensive fees on the market.

Co-op launches lowest ever fixed-rate mortgage deal

Friday, 01 May 2015 | News

The battle in the mortgage market has taken yet another turn today with the news the Co-op has launched a 1.09% two-year fixed-rate loan.

Cheapest-ever 10-year mortgage deals: what's the catch?

Thursday, 09 April 2015 | Article

Britons have traditionally been wary of fixing their mortgages for as long as 10 years but their reluctance is being tested to the max.

Can you find a fixed-rate mortgage before rates rise?

Monday, 09 February 2015 | Article

There has never been a cheaper time to take out a mortgage, and there probably never will be. Yet surprisingly few people are taking advantage of this once-in-a lifetime opportunity to save money.

Mortgage rate warning as lending plummets

Wednesday, 14 January 2015 | News

The number of mortgage loans issued to first-time buyers plummeted by 11% between October and November 2014, according to the latest statistics from the Council of Mortgage Lenders (CML).

Should I take out a personal loan to reduce my buy-to-let mortgage?

Monday, 05 January 2015 | Question and Answer

On the face of it taking a loan with a lower interest rate to repay one that carries a higher interest rate sounds like a sensible idea.

60% of homeowners confused about rates rise

Monday, 05 January 2015 | News

Six out of ten homeowners are confused about when mortgage interest rates will rise, despite predications they could face a £1.1bn increase in repayments by the end of 2015, new research has revealed.