Mortgages

Free iPads with Lloyds Bank mortgages

Wednesday, 01 October 2014 | News

First-time buyers and home movers will be given an iPad for free if they take a mortgage with Lloyds Bank.

Why mortgage rates are tumbling

Monday, 15 September 2014 | News

Mortgage rates have been on something of a downward spiral since the end of the summer with eight lenders announcing rate cuts and fee reductions in as many weeks.

Help your child get a mortgage

Thursday, 11 September 2014 | Article

House prices are rising in large swathes of the country, with UK prices up 8.8% in the last year alone, according to Halifax.

When will mortgage rates rise?

Thursday, 04 September 2014 | TV /Video

Should I pay off my mortgage early even if I have to pay a penalty?

Monday, 01 September 2014 | Question and Answer

It is important to understand the terms and conditions of a mortgage, and this doesn’t usually entail reading through long documents of small print and legal gobbledegook.

NatWest and RBS fined £14.5m for mortgage failings

Wednesday, 27 August 2014 | News

NatWest and RBS banks have been fined £14.5 million by regulator the Financial Conduct Authority (FCA) for failing to ensure its mortgage advice was suitable for customers.

How to cope with rising interest rates

Tuesday, 26 August 2014 | Article

The Bank of England is in charge of setting the UK's official interest rate - or base rate.

Homeowners worry rising rates will cost them £600

Tuesday, 26 August 2014 | News

Over half (55%) of all homeowners are worried about the impact of rising interest rates on their mortgage repayments and expect to pay £600 more a year.

Lloyds cuts Help to Buy equity loans to £150k

Tuesday, 05 August 2014 | News

Lloyds Banking Group, the UK's biggest mortgage lender, has cut the amount it will lend through the Help to Buy equity loan scheme to £150,000, down from £500,000.

Should I pay off my endowment mortgage?

Monday, 28 July 2014 | Question and Answer

If the mortgage is base rate plus 0.68%, that would suggest your interest rate is currently 1.18% a year, giving a monthly interest cost of around £43.