Mortgages

It’s time to batten down the hatches and fix your mortgage rate

Monday, 12 October 2015 | Article

How time flies. It doesn’t seem eight years ago that queues outside branches of Northern Rock started forming amid concerns the bank was about to collapse, leaving savers high and dry.

Interest-only mortgages are disappearing - but is the worst yet to come?

Wednesday, 23 September 2015 | News

The number of outstanding interest-only mortgage loans has fallen by more than a quarter over the past two years, as lenders tighten their requirement for borrowers to have a repayment plan in place.

How to find the best mortgage advice

Wednesday, 23 March 2016 | Article

The number of people remortgaging their homes rose 30% in June in a scramble for cheap, fixed-rate loans not seen since the beginning of the financial crisis.

What can I do if I can't pay off my interest-only loan?

Monday, 05 October 2015 | Question and Answer

One of the concerns with interest-only mortgages is that borrowers will reach the end of the mortgage term only to find that they cannot repay the capital that they borrowed in the first place.

Slash your monthly spending by remortgaging

Wednesday, 29 July 2015 | Article

With mortgage rates falling to all-time lows, there has never been a better time to hunt around for a cheaper deal.

Can we get a mortgage to fund home improvements if my husband is 69?

Tuesday, 28 July 2015 | Question and Answer

The problem you are facing is a combination of age and affordability.

Are you a mortgage misfit?

Tuesday, 17 May 2016 | Article

Mortgage rates have never been lower but too many people are unable to take advantage because they can't get a home loan at all.

Cheapest tracker mortgage rate falls to less than 1%

Friday, 05 June 2015 | News

Chelsea Building Society has launched a two-year tracker mortgage with an interest rate of less than 1% – making it the cheapest home loan on the market.

The truth about cheap fixed-rate deals

Thursday, 04 June 2015 | Article

It seems mortgage borrowers have never had it so good when snapping up a deal, as stiff competition between providers has managed to drive costs to new lows.

The best mortgage providers 2015

Thursday, 04 June 2015 | Article

Whether you've got your heart set on a fixer- upper or a new-build property, it's easy to get carried away when you're buying a new home.