Mortgages

Can you find a fixed-rate mortgage before rates rise?

Monday, 09 February 2015 | Article

There has never been a cheaper time to take out a mortgage, and there probably never will be. Yet surprisingly few people are taking advantage of this once-in-a lifetime opportunity to save money.

Mortgage rate warning as lending plummets

Wednesday, 14 January 2015 | News

The number of mortgage loans issued to first-time buyers plummeted by 11% between October and November 2014, according to the latest statistics from the Council of Mortgage Lenders (CML).

Should I take out a personal loan to reduce my buy-to-let mortgage?

Monday, 05 January 2015 | Question and Answer

On the face of it taking a loan with a lower interest rate to repay one that carries a higher interest rate sounds like a sensible idea.

60% of homeowners confused about rates rise

Monday, 05 January 2015 | News

Six out of ten homeowners are confused about when mortgage interest rates will rise, despite predications they could face a £1.1bn increase in repayments by the end of 2015, new research has revealed.

Mortgage predictions for 2015

Monday, 29 December 2014 | Article

Thanks to wide-ranging pension reforms, changes to the property market with the Help to Buy mortgage guarantee and the Mortgage Market Review (MMR), plus rock-bottom savings rates, it's fair to say 2014 was a tricky year for...

Is a second mortgage a worthwhile investment?

Tuesday, 16 December 2014 | Article

A quarter of people aged between 20 and 34 are still living with their parents, having been priced out of the property market, according to charity Shelter.

Should I use my savings to pay off my tracker mortgage?

Tuesday, 09 December 2014 | Question and Answer

Your required monthly payment is only covering the interest on the mortgage not the capital. The good news is that you already have the funds available to pay off the remaining mortgage balance.

The secret mortgage deals not on the high street

Monday, 24 November 2014 | Article

Taking out a mortgage used to be so easy. You could simply walk into your local bank, ask for a meeting with the manager and take it from there.

Can you unlock the equity in your home?

Monday, 03 November 2014 | Article

More than £800 billion worth of property is owned by the over-65s, according to the Key Retirement Solutions Pensioner Property Index.

Average mortgage fees doubled in five years

Monday, 03 November 2014 | News

Average mortgage arrangement fees have nearly doubled in the last five years to more than £1,500, research has revealed.