Mortgages

Deal of the Week: Get a mortgage in principle via Zoopla

Friday, 30 September 2016 | News

If you’re looking to take your first step onto the property ladder, you’ll need a mortgage agreement in principle before sellers will take your offer seriously.

Mortgage approvals slump to seven month low

Tuesday, 27 September 2016 | News

The UK’s property market showed signs of slowing in August, with mortgage approvals slumping to a seven month low, according to the latest figures from the BBA.

How can we cut costs if we switch to a repayment mortgage?

Monday, 12 September 2016 | Question and Answer

We have an interest-only mortgage with a rate of 8%. Our repayments are £451 a month.

Our bank won't give us a mortgage. Will anyone help?

Wednesday, 07 September 2016 | Question and Answer

My husband and I are ‘mortgage misfits’. We are over 50, self-employed and buy-to-let (BTL) landlords. Our bank has rejected our mortgage application.

Should I pay off my mortgage out of my savings?

Monday, 05 September 2016 | Question and Answer

I am self-employed and own my home. I have enough money saved to pay off my mortgage. Should I clear it?

10 tips to grab a mortgage deal

Tuesday, 30 August 2016 | Article

Tweaking the way you save and spend – and reviewing your borrowing strategy – could make a lender view your application more favourably. Find out how to improve your chances of securing a home loan.

The AA revs up its service launching mortgages for members

Tuesday, 23 August 2016 | News

The AA has today begun offering mortgages to its members with a range of deals enabling buyers to lock in rates for periods of between two and five years.

How do I take my name off a joint mortgage with my son?

Friday, 22 July 2016 | Question and Answer

As you say, if you are planning to buy another property it would incur the 3% surcharge on stamp duty rates that now applies to additional properties.

Best buy five-year fixed-rate mortgage launches

Friday, 15 July 2016 | News

Fixing your mortgage repayments until 2021 has just become cheaper as West Bromwich has slashed rates on its five-year fixed deals.

As I am on a low income, can I claim any benefits to help pay my mortgage?

Monday, 11 July 2016 | Question and Answer

You may be eligible for Universal Credit (UC) if it is being rolled out in your area for single working claimants.