Mortgage help for first time buyers – government schemes and other ideas

Make the most of government initiatives and family support to achieve the dream of home ownership.

Moneywise Customer Service Awards 2019: the winners revealed, as voted by you

Friday, 14 June 2019 | News

The winners, highly commended and most trusted financial firms for customer service were announced last night at a gala dinner in central London.

Most people using the government’s Help to Buy scheme could already afford a home, report finds

Thursday, 13 June 2019 | News

More than half the people using the Help to Buy scheme could have been able to purchase a home anyway, according to a new report from the National Audit Office (NAO).

Property market shows signs of returning to 'normal' despite Brexit uncertainty

Friday, 07 June 2019 | News

House prices rose by 0.5% this month, to an average of £237, 837, according to the latest figures from Halifax.

Call to let first-time buyers dip into pension pots by housing secretary draws widespread criticism

Tuesday, 04 June 2019 | News

A call by the housing minister for first-time buyers to be allowed to use their pension pots to fund a deposit to buy their first home has drawn widespread criticism.

Don't miss out on £3,000 to help buy your first home: just six months left to take out a Help to Buy Isa

Monday, 03 June 2019 | News

Homebuyers looking to take out a Help to Buy (HTB) Isa will have to move quickly as they only have six months left before the scheme is withdrawn.

If I sell a house that I inherited, how much tax will I have to pay?

Friday, 07 June 2019 | Question and Answer

As the property isn’t, and has never been, your main home, any gains when you sell it are potentially liable to CGT.

Gap between average property asking prices and final selling price widens

Wednesday, 29 May 2019 | News

The gap between average asking prices and the final selling price significantly widened towards the end of last year as buyers accepted bigger discounts, new figures show.

UK House Price Index: falling property prices in London offer an opportunity for buyers

Wednesday, 22 May 2019 | News

While average UK house prices have gone up by 1.4% in the year to March 2019, up from 1% last month, London homeowners have seen house prices fall by 1.9%, according to the UK House Price Index for March 2019. 

Home buyer awarded £50,000 after surveyor fails to spot Japanese knotweed

Wednesday, 22 May 2019 | News

A court has awarded a homeowner £50,000 after a surveyor failed to mention knotweed growing in the garden of his ground floor flat in Highgate, north London.

Can I remortgage without proving I can repay the loan?

Wednesday, 22 May 2019 | Question and Answer

Lenders will need to be able to demonstrate that a borrower can afford any new mortgage. That will require an assessment not only of income but also of the borrower’s outgoings and ongoing commitments.