Mortgage help for first time buyers – government schemes and other ideas

Make the most of government initiatives and family support to achieve the dream of home ownership.

81% of first-time buyers get on property ladder using Help to Buy

Friday, 17 August 2018 | News

More than 420,000 people have bought a home using one of the government’s Help to Buy schemes including more than 365,400 first-time buyers, according to latest government statistics.

Boris Johnson calls for cut to 'absurdly high' stamp duty

Tuesday, 14 August 2018 | News

Boris Johnson has called for a cut in “absurdly high” stamp duty, which has resulted in more than half of 25 to 34-year-olds “shut out of the housing market” – but one leading estate agent says it is older homeowners who...

Buyers need to find £33,000 deposit for first home

Monday, 13 August 2018 | News

Buyers are having to put down record deposits, averaging at £33,127 nationally, on their first home, as property prices for first-time buyers hit almost £209,000.

Half of first-time buyers 'sick with stress'

Monday, 13 August 2018 | News

First-time buyers are putting significant strain on their health, relationships and careers in their quest to take their first step on the property ladder.

Should I buy the freehold to my flat or should I wait for new rules that may make it cheaper?

Tuesday, 07 August 2018 | Question and Answer

Naomi Rennard, head of membership at HomeOwners Alliance, says: Buying the freehold of an apartment means, in reality, purchasing the freehold of the whole building alongside some, if not all, of your fellow flat owners ...

Ban gazumping: 'housing market in need of reform'

Tuesday, 31 July 2018 | News

More than half of households (55%) want to see gazumping banned, according to research into the housing reforms Brits would like the government to introduce.

Surveyors slam report of property prices being 'down valued'

Monday, 23 July 2018 | News

Reports of homebuyers being caught out with supposed ‘down valuations’ are “questionable” according to the Royal Institution of Chartered Surveyors (RICS).

Could you win a home? The pros and cons of property raffles

Friday, 20 July 2018 | Article

House ‘raffles’ are an increasingly popular way to ‘sell’ a property and offer some people their only chance of homeownership. But are they all they’re cracked up to be? Moneywise finds out

House prices failing to sizzle this summer

Thursday, 19 July 2018 | News

It’s the summer season and with soaring temperatures it’s not surprising that house buying and selling is not a priority for many people.

Funny Money: Buy a 1940s house for £90k

Tuesday, 17 July 2018 | News

If you feel nostalgic about the 1940s, a house in Lincolnshire will give you the chance to step back in time and feel as if you’re in the wartime era.