Home & mortgage

Could a holiday let beat buy to let?

Changes to tax rules for buy-to- let (BTL) investors have dented hopes of making a decent income on a second property for many, with a series of nasty surprises over recent years.

House prices stall in London, while the North fares better

Thursday, 19 October 2017 | News

This month, the general consensus from property market data is that London house prices are growing at a slower rate than the rest of the country.

Crackdown on unfair service charges planned by government

Thursday, 19 October 2017 | News

The next step in plans to crack down on overpriced service charges has been announced by communities secretary Sajid Javid.

Borrowers in race to remortgage as interest rates start to rise

Wednesday, 18 October 2017 | News

The years since the financial crisis have been a boon for homeowners as mortgage rates have fallen to historic lows.

Ask the experts: Will my children have to pay the extra stamp duty on second homes?

Tuesday, 17 October 2017 | Question and Answer

As your children have an interest in another residential property – your home – then they would have to pay the additional stamp duty if they purchased a further property, even if they will use it as their main residence.

Will a base rate rise spark a house price boom?

Tuesday, 17 October 2017 | News

Anticipation is growing ahead of a potential increase in the Bank of England base rate, but what are likely to be the consequences of the first rise since 2007?

First-time buyer slump recorded in London

Tuesday, 17 October 2017 | News

First-time buyers are abstaining from buying flats in London, according to new figures that reveal a massive slump in the capital’s property market.

How much is your house worth per square metre – and how much value would an extension add?

Thursday, 12 October 2017 | News

Properties in the priciest area of England and Wales can cost 25 times as much as in the cheapest area, according to analysis of 2016 property prices.

Looking for happiness? Move to Leamington Spa…

Thursday, 12 October 2017 | News

Leamington Spa in Warwickshire has been named the happiest place to live in Great Britain, according to an online property survey.

Ask the Experts: Can my wife pay all the tax on our buy-to-let property?

Tuesday, 10 October 2017 | Question and Answer

Joint owners can agree a different division of profits and losses to the share in the capital of the property and so occasionally the share of profits or losses will be different from the share in the property.

Homeowners at risk as mortgage benefit scheme faces axe

Monday, 09 October 2017 | News

Homeowners who receive mortgage support payments from the government could be left in financial trouble after the free benefit scheme is withdrawn next year.