Moneywise First 50 Funds

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When you start investing, choosing from thousands of funds can seem daunting. To make your choice easier, Moneywise has selected our 50 favourite funds for beginners. Index tracker funds can be used to build a low-cost, solid core for your portfolio. Active funds have the potential to perform better, but there is the risk that the fund manager may make the wrong decision. Investment trusts possess unique features that are attractive but make them riskier than active funds. View performance of the Moneywise First 50 Funds below.

Find out more at Moneywise.co.uk/first-50-funds

Actives

Ranked in order of three-year returns.

Fund ISIN Perf. 1M Sort descending Perf. 1Y Perf. 3Y Perf. 5Y OCF
Fundsmith Equity I Acc GB00B41YBW71 1.9 % 8.3 % 50.1 % 147.8 % 0.95 %
Royal London Sustainable World C Acc GB00B882H241 3.2 % 16 % 49.7 % 99.4 % 0.77 %
Lindsell Train Global Equity B GBP Inc IE00B3NS4D25 0.7 % -0.2 % 48.8 % 118.8 % 0.65 %
Man GLG Continental Eurp Gr Prf Acc C GB00B0119487 5.5 % 16.6 % 35.2 % 105.5 % 0.9 %
Baillie Gifford Emerging Mkts Gr B Acc GB0006020647 8.2 % 1.7 % 28.1 % 78.7 % 0.77 %
Baillie Gifford Japanese B Acc GB0006011133 -1.1 % -0.1 % 19.3 % 73.7 % 0.62 %
Stewart Investors AsiaPac Ldrs B Inc GBP GB00B57S0V20 5.7 % 0.4 % 18.3 % 49.3 % 0.89 %
Rathbone Ethical Bond I Acc GB00B77DQT14 1.2 % 5 % 14.5 % 32.2 % 0.66 %
BlackRock Corporate Bond D Acc GB00B4QC3311 1.7 % 4.6 % 13.2 % 31.2 % 0.57 %
Marlborough UK Micro Cap Growth P Acc GB00B8F8YX59 1.1 % -0.4 % 13.2 % 60.2 % 0.78 %
Marlborough Global Bond P Acc GB00B6ZDFJ91 2.3 % 4.2 % 12.6 % 37.9 % 0.43 %
Fidelity Global Property W Acc GB00B7K2NZ09 1.1 % -6.2 % 12.4 % 44.1 % 0.94 %
Jupiter Strategic Bond I Acc GB00B4T6SD53 1.2 % 4.5 % 11.7 % 24 % 0.73 %
Royal London Global Bd Opps Z GBP IE00BYTYX230 2.8 % -1.4 % 8.9 % N/A 0.5 %
Fidelity American Special Sits W Acc GB00B89ST706 -0.2 % -12.1 % 2.3 % 40.4 % 0.92 %
Franklin UK Rising Dividends W Acc GB00B5MJ5601 -0.1 % -7.7 % 1.1 % 28.9 % 0.54 %
Liontrust Special Situations I Acc GB00BG0J2688 -2 % -8.3 % N/A N/A 0.83 %
Merian UK Mid Cap R GBP Acc GB00B1XG9482 0.4 % -0.6 % -3 % 35.1 % 0.85 %
Artemis Global Income I Acc GB00B5ZX1M70 2.4 % -11.5 % -5.8 % 20.1 % 0.85 %
MI Chelverton UK Equity Income B Acc GB00B1Y9J570 -3 % -20.6 % -17.3 % -0.3 % 0.86 %

Trackers

Ranked in order of three-year returns.

Fund ISIN Perf. 1M Sort descending Perf. 1Y Perf. 3Y Perf. 5Y OCF
HSBC American Index C Acc GB00B80QG615 2.6 % 7.9 % 40.3 % 102.8 % 0.06 %
L&G International Index I Acc GB00B2Q6HW61 3.9 % 5.8 % 28.6 % 79.4 % 0.13 %
iShares Overseas Corp Bd Idx (UK) D Acc GB00B58YKH53 2.6 % 7.2 % 18.9 % 56.2 % 0.11 %
Fidelity Index Emerging Markets P Acc GB00BHZK8D21 7.2 % -1 % 11.9 % 46.7 % 0.2 %
HSBC Japan Index C Acc GB00B80QGN87 -1.6 % 1.9 % 11.7 % 47.2 % 0.12 %
L&G Short Dated £ Corporate Bd Idx I Acc GB00BKGR3H21 1.1 % 2.3 % 6.6 % 14.1 % 0.14 %
L&G UK Index I Acc GB00B0CNGN12 0 % -13.8 % -4.8 % 14.5 % 0.1 %
iShares 100 UK Equity Index (UK) D Acc GB00B7W4GQ69 0.1 % -14.4 % -4.8 % 14.7 % 0.06 %
BMO Commercial Property Trust GG00B4ZPCJ00 -20.1 % -41.5 % -50.7 % -44.8 % 1.2 %

Investment Trusts

Ranked in order of three-year returns.

Fund ISIN Perf. 1M Sort descending Perf. 1Y Perf. 3Y Perf. 5Y OCF
Scottish Mortgage Ord GB00BLDYK618 15.3 % 56 % 115.9 % 232.5 % 0.36 %
Finsbury Growth & Income Ord GB0007816068 -0.2 % -7.8 % 24.3 % 59.1 % 0.66 %
Henderson Smaller Companies Ord GB0009065060 -2.3 % -7.4 % 9.6 % 33.1 % 0.42 %
European Opportunities Trust GB0000197722 -7.2 % -19.2 % 3.4 % 41 % 0.9 %
Witan Ord GB00BJTRSD38 4.5 % -12.5 % -0.7 % 29.5 % 0.83 %
Murray International Ord GB0006111909 -0.6 % -9.7 % -6.6 % 32.8 % 0.61 %
City of London Ord GB0001990497 -1.6 % -16.3 % -7.8 % 6.4 % 0.39 %

HOW TO READ THE FIRST 50 FUND TABLES An International Securities Identification Number (ISIN) uniquely identifies a fund and you can use the ISIN to find the fund on a DIY investment platform. Inc and Acc refer to different share classes of a fund. The income class of a fund (Inc) will pay out your dividends and any other income as cash, directly into your bank or investment account. The accumulation class of a fund (Acc) will hang on to your money and reinvest it directly back into the fund. The ongoing charges figure is an overall total annual charge for owning part of a fund and includes management costs and the transaction charges for the buying and selling of investments. Quartile  rankings are a measure of how well a fund has performed against other funds in its Investment Association or AIC sector. The rankings range from 1 to 4 for all time periods covered. Funds with the highest percentage returns are assigned a quartile of 1, whereas those with the worst returns are assigned a quartile of 4. Investment trusts data: Investment trusts can be identified by their TIDM (Tradable Instrument Display Mnemonics) number, a short, unique code used to identify UK-listed shares, shown in brackets next to the investment trusts. The Discount/Premium column shows the percentage difference between the value of a trust’s underlying assets and the value of its share price. Gearing means borrowing money to buy more assets in the hope the company makes enough profit to pay back the debt and interest and leave something extra for shareholders. Not all investment companies use gearing, and most use relatively low levels of gearing. The majority of investment companies have a gearing range – from no gearing (0%) to 20% gearing in normal market conditions.