Current Accounts - Overdrafts

Best Buys are updated weekly

We look across as much of the market as possible to find the best deals using industry data from Defaqto.

All our picks are nationally available - online, by post or by phone. We try and pick products that are available to both new and existing customers, but we’ll highlight some offers for existing customers if they’re much better than what else is on offer.

We select the accounts which offer the largest interest-free overdrafts as standard. We prioritise accounts that do not charge a monthly fee.

We reserve the right to use our discretion at all times.

115 results for this selection displayed over 12 pages.

Moneywise Best Buys

  • First Direct 1st Account

    first direct
    1.01 % charge
    Overdrawn by £ 500 for 10 days
    £ 250
    Max interest free O/D
    15.9 % APR/EAR
    Advertised overdraft rate
    • Sign up bonus: £ 100
    • Cashback rewards
    • Customer rating: 4.82 (out of 5)
    • Minimum Monthly Credit: £ 0
      • Open by:
    Account offers sign up bonus
    Good customer service
    Interest free overdraft offered
    No interest paid on balances
  • M&S Bank Current Account

    M&S Bank
    1.62 % charge
    Overdrawn by £ 500 for 10 days
    £ 100
    Max interest free O/D
    15.9 % APR/EAR
    Advertised overdraft rate
    • Sign up bonus: £ 125
    • Cashback rewards
    • Customer rating: 4.69 (out of 5)
    • Minimum Monthly Credit: £ 0
      • Open by:
    Interest free overdraft offered
    M&S gift voucher if you switch
    No interest paid on balances
    Sign up bonus is vouchers, not cash

Best Buys are carefully selected by Moneywise
considering a range of features not just interest rates.


Data provided by Defaqto