Current Account - Punjab National Bank (International) Ltd

Current Account

Punjab National Bank (International) Ltd
0 % AER
Headline Interest Rate
X
Switching bonus
  • Overdraft facility
  • No monthly charge
  • Minimum Monthly Credit: £ 0
    • Open by:

This account may be appropriate for you if

  • You are older than 18

Switching bonus

Member of Current Account Switching Service: No
Switching Bonus Conditions: This incentive is not offered.
Match Current Overdraft Offer: No

Credit Interest

Annual Interest Paid By Balance:
BalanceAnnual Interest Paid
£ 5000 %
£ 1,0000 %
£ 5,0000 %
£ 10,0000 %
£ 25,0000 %
Headline Interest Rate: 0 % AER
Monthly Reward: £ 0

Overdrafts

Cost of Authorised Overdraft:
ScenarioCost
£ 250 overdrawn by 5 days£ 0
£ 500 overdrawn by 10 days£ 0
£ 1,000 overdrawn by 30 days£ 0
Overdraft Available: Yes
Authorised Overdraft Rate: ns %
Unauthorised Overdraft Rate (APR/EAR): ns %
Overdraft Fees Apply From: £ 0 overdrawn
Overdraft Arrangement Fee: 0 (min. )
Cost of Unauthorised Overdraft: no charge
Cost of £100 Overdraft Breach for 10 Days: £ 0

Payment options

ATM Card
Cheque Book
Passbook
Debit CardMasterCard
Standing Order
Direct Debits

Access and usage

Banking by
Bank
Post
Phone
Internet
Maximum ATM Withdrawal: £ 250

Perks

Prepaid card
Home emergency cover
Extended warranty cover
Airport lounge access
Preferential travellers money rates
Preferential travellers cheque rates
Free life insurance
Free home insurance
Free car insurance
Breakdown cover
Voucher and discount deals
Entertainment deals
Mobile phone cover

Charges

Potential Monthly Fee: £ 3
Charges for Unpaid Items: £ 20
Charges for Paid Items: None

Cost Abroad

ATM Charge Europe: £ 1 when withdrawing the equivalent of £ 100
ATM Charge World: £ 1 when withdrawing the equivalent of £ 100
Debit Card Charge Europe: £ 1
Debit Card Charge World: £ 1

Additional Charges

Charge for Replacement Statement: £ 0
ATM Withdrawal Charge: £ 0
Bankers Draft Charge: £ 5
Bankers Reference Charge: £ 0
CHAPS Charge: £ 20
Charges For Cancelled Cheques: £ 10

Moneywise Best Buys

Current Accounts

ProductAER
Bank of Scotland Vantage Classic Account - Bank of Scotland2%
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Santander 123 Current Account - Santander1.5%
Tesco Bank Current Account - Tesco Bank3%
TSB Classic Plus - TSB3%

About the bank

  • Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
  • Banking Licence Held By: Punjab National Bank