MyAccount - HSBC

MyAccount

HSBC
0 % AER
Headline Interest Rate
X
Switching bonus
  • Overdraft facility
  • Customer rating: 4.14 (out of 5)
  • No monthly charge
  • Minimum Monthly Credit: £ 0
    • Open by:

This account may be appropriate for you if

  • You are older than 11

Switching bonus

Member of Current Account Switching Service: No
Switching Bonus Conditions: There is no switcher incentive.
Match Current Overdraft Offer: No

Credit Interest

Annual Interest Paid By Balance:
BalanceAnnual Interest Paid
£ 5000 %
£ 1,0000 %
£ 5,0000 %
£ 10,0000 %
£ 25,0000 %
Headline Interest Rate: 0 % AER
Monthly Reward: £ 0

Overdrafts

Overdraft Available: No
Cost of Unauthorised Overdraft: Not permitted

Payment options

ATM Card
Cheque Book
Passbook
Debit CardVisa
Standing Order
Direct Debits

Access and usage

Banking by
Bank
Post
Phone
Internet
Maximum ATM Withdrawal: £ 100

Perks

Prepaid card
Home emergency cover
Extended warranty cover
Airport lounge access
Preferential travellers money rates
Preferential travellers cheque rates
Free life insurance
Free home insurance
Free car insurance
Breakdown cover
Voucher and discount deals
Entertainment deals
Mobile phone cover

Cost Abroad

ATM Charge Europe: £ 2 when withdrawing the equivalent of £ 100
ATM Charge World: £ 2 when withdrawing the equivalent of £ 100
Debit Card Charge Europe: No exchange rate fees
Debit Card Charge World: No exchange rate fees

Additional Charges

Charge for Replacement Statement: £ 1
ATM Withdrawal Charge: £ 0
Bankers Draft Charge: £ 20
Special Clearance Charge: £ 15
Charge For Cheque Receipts: £ 0
Bankers Reference Charge: £ 9
CHAPS Charge: £ 30
Charges For Cancelled Cheques: £ 12

Moneywise Best Buys

Current Accounts

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TSB Classic Plus - TSB3%

Customer ratings

About the bank

  • Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
  • Banking Licence Held By: HSBC Bank plc