HSBC Advance - HSBC

HSBC Advance

HSBC
0 % AER
Headline Interest Rate
£ 150
Switching bonus
  • Overdraft facility
  • No monthly charge
    • Open by:
£150 switching bonus
Get a further £50 if you stay for a year
High minimum pay-in

This account may be appropriate for you if

  • You are older than 18

Switching bonus

Member of Current Account Switching Service: No
Maximum Switching Bonus: 150
Switching Bonus Conditions: Receive £150 for switching to this current account, within 30 days of account opening, using HSBC's current account switch service to complete a full switch with at least 2 direct debits or standing orders. Terms and conditions apply.
Match Current Overdraft Offer: No

Credit Interest

Annual Interest Paid By Balance:
BalanceAnnual Interest Paid
£ 5000 %
£ 1,0000 %
£ 5,0000 %
£ 10,0000 %
£ 25,0000 %
Headline Interest Rate: 0 % AER
Monthly Reward: £ 0

Overdrafts

Cost of Authorised Overdraft:
ScenarioCost
Overdraft Available: Yes
Authorised Overdraft Rate: % (equivalent to % per month)
Unauthorised Overdraft Rate (APR/EAR): % (equivalent to % per month)
Overdraft Fees Apply From: overdrawn

Payment options

ATM Card
Cheque Bookoptional
Passbook
Debit CardVisa
Standing Order
Direct Debits

Access and usage

Banking by
Bank
Post
Phone
Internet
Maximum ATM Withdrawal: £ 500

Perks

Preferential rates onsavings, loan
Prepaid card
Home emergency cover
Extended warranty cover
Airport lounge access
Preferential travellers money rates
Preferential travellers cheque rates
Free life insurance
Free home insurance
Free car insurance
Breakdown cover
Voucher and discount deals
Entertainment deals
Mobile phone cover

Charges

Charges for Unpaid Items: None
Charges for Paid Items: None

Cost Abroad

ATM Charge Europe: £ 2.75 when withdrawing the equivalent of £ 100
ATM Charge World: Free
Debit Card Charge Europe: £ 2.75 when withdrawing the equivalent of £ 100
Debit Card Charge World: £ 2.75 when withdrawing the equivalent of £ 100

Additional Charges

Charge for Replacement Statement: £ 1
Bankers Draft Charge: £ 20
Special Clearance Charge: £ 0
Charge For Cheque Receipts: £ 0
Bankers Reference Charge: £ 9
CHAPS Charge: £ 20
Charges For Cancelled Cheques: £ 0

Moneywise Best Buys

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Lloyds Bank Club Lloyds - Lloyds Bank1.5%

About the bank

  • Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
  • Banking Licence Held By: HSBC Bank plc