Day2Day (24+) - Cumberland

Day2Day (24+)

0 % AER
Headline Interest Rate
Switching bonus
  • Overdraft facility
  • Customer rating: 4.62 (out of 5)
  • No monthly charge
  • Minimum Monthly Credit: £ 200
    • Open by:

This account may be appropriate for you if

  • Your balance will not exceed £ 500,000
  • You can deposit at least £ 200 per month
  • You are older than 24
  • New accounts only available to people living in Cumbria, Dumfriesshire, Preston area of North Lancashire and Haltwhistle area of West Northumberland.

Switching bonus

Member of Current Account Switching Service: No
Switching Bonus Conditions: This incentive is not offered.
Match Current Overdraft Offer: Yes

Credit Interest

Annual Interest Paid By Balance:
BalanceAnnual Interest Paid
£ 5000 %
£ 1,0000 %
£ 5,0000 %
£ 10,0000 %
£ 25,0000 %
Headline Interest Rate: 0 % AER
Monthly Reward: £ 0


Overdraft Available: No
Cost of Unauthorised Overdraft: £5 per day
Cost of £100 Overdraft Breach for 10 Days: £ 50

Payment options

ATM Card
Cheque Bookoptional
Debit CardVisa
Standing Order
Direct Debits

Access and usage

Banking by
Maximum ATM Withdrawal: £ 300


Preferential rates onsavings
Prepaid card
Home emergency cover
Extended warranty cover
Airport lounge access
Preferential travellers money rates
Preferential travellers cheque rates
Free life insurance
Free home insurance
Free car insurance
Breakdown cover
Voucher and discount deals
Entertainment deals
Mobile phone cover


Potential Monthly Fee: £ 2
Charges for Unpaid Items: £ 15
Charges for Paid Items: £ 15
Maximum Charges for Unpaid Items: £ 90 per month
Maximum Charges for Paid Items (Over Credit Limit): £ 90 per month

Cost Abroad

ATM Charge Europe: Free
ATM Charge World: Free
Debit Card Charge Europe: No exchange rate fees
Debit Card Charge World: No exchange rate fees

Additional Charges

Charge for Replacement Statement: £ 2
ATM Withdrawal Charge: £ 0
Charge For Cheque Receipts: £ 5
CHAPS Charge: £ 25
Charges For Cancelled Cheques: £ 5

Moneywise Best Buys

Current Accounts

Bank of Scotland Vantage Classic Account - Bank of Scotland2%
Nationwide FlexDirect - Nationwide Building Society5%
Santander 123 Current Account - Santander1.5%
Tesco Bank Current Account - Tesco Bank3%
TSB Classic Plus - TSB3%

Customer ratings

About the bank

  • Protection Scheme: This account is covered by the Financial Services Compensation Scheme.
  • Banking Licence Held By: Cumberland BS