Credit Cards - Fee Free Balance Transfers

Best Buys are updated weekly

We look across as much of the market as possible to find the best deals using industry data from Defaqto.

All our picks are nationally available - online, by post or by phone. We try and pick products that are available to both new and existing customers, but we’ll highlight some offers for existing customers if they’re much better than what else is on offer.

We select accounts which offer the longest transfer period and prioritise cards that do not charge a monthly fee.

We reserve the right to use our discretion at all times.

13 results for this selection displayed over 2 pages.

Moneywise Best Buys

Best Buys are carefully selected by Moneywise
considering a range of features not just interest rates.


  • Platinum With Balance Transfer (25 Mths)

    Barclaycard
    25 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • Platinum Balance Transfer Card (24 Mths)

    Bank of Scotland
    24 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.95% (variable) annual.
  • Platinum Balance Transfer Card (24 Mths)

    Lloyds Bank
    24 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.94% (variable) annual.
  • Clubcard Credit Card with 0% BT Fee

    Tesco Bank
    22 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    19.9 %
    Representative APR
    • 0% Money transfer period: 12 months
    • Cashback / Rewards
    • 0% Money transfer fee: 3.94 %
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • World Elite Mastercard Ex/C

    Santander
    18 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    49.8 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 49.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Credit Card Ex/C

    Nationwide Building Society
    12 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    17.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual.
  • Select Credit Card Ex/C

    Nationwide Building Society
    12 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    15.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.
  • Clubcard Credit Card (All Round 12/12)

    Tesco Bank
    12 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    18.9 %
    Representative APR
    • 0% Money transfer period: 12 months
    • Cashback / Rewards
    • 0% Money transfer fee: 3.94 %
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Travel Credit Card

    Virgin Money
    12 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    19.9 %
    Representative APR
    • 0% Money transfer period: 12 months
    • Cashback / Rewards
    • 0% Money transfer fee: 2 %
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • Standard Credit Card

    Danske Bank
    5 months
    0% balance transfer period
    0 %
    0% balance transfer fee
    22.9 %
    Representative APR
    • No 0% money transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.85% (variable) annual.

Data provided by Defaqto