Credit Cards - Cashback

Best Buys are updated weekly

We look across as much of the market as possible to find the best deals using industry data from Defaqto.

All our picks are nationally available - online, by post or by phone. We try and pick products that are available to both new and existing customers, but we’ll highlight some offers for existing customers if they’re much better than what else is on offer.

Our top picks are based on you spending £6,000 a year on the card, equivalent to £500 per month. Cards which offer vouchers rather than cash are excluded.

We reserve the right to use our discretion at all times.

27 results for this selection displayed over 3 pages.

Moneywise Best Buys

  • American Express Platinum Cashback Everyday Card

    American Express
    £ 98 cashback p.a
    on £ 500 monthly spend with retailer
    22.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Get cashback as you spend
    No annual fee
    Some retailers do not accept American Express cards
    Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.
  • Tandem Cashback Credit Card

    Tandem
    £ 30 cashback p.a
    on £ 500 monthly spend with retailer
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    No fees on worldwide spending or cash withdrawals
    Earn 0.5% on all spending
    No introductory offers
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Aqua Reward Credit Card

    Aqua
    £ 30 cashback p.a
    on £ 500 monthly spend with retailer
    34.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Get cashback as you spend
    Good for people with bad credit
    Very high APR
    Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.95% (variable) annual.
  • American Express Platinum Cashback Credit Card

    American Express
    £ 120 cashback p.a
    on £ 500 monthly spend with retailer
    28.2 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 25
    • Eligibility check before application:
    Get cashback as you spend
    Good for big spenders
    Some retailers do not accept American Express cards
    £25 annual fee
    Representative 28.2% APR variable. Based on £25 annual fee, assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Best Buys are carefully selected by Moneywise
considering a range of features not just interest rates.


  • Cashback Plus Credit Card

    Asda Money
    £ 66 cashback p.a
    on £ 500 monthly spend with retailer
    26.2 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 15 months
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 26.2% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • TrueEarnings Credit Card

    Costco Wholesale UK
    £ 60 cashback p.a
    on £ 500 monthly spend with retailer
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • Reward Black Credit Card

    NatWest
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 84
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on £84 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Black Credit Card Ex/C

    NatWest
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Credit Card

    NatWest
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 24
    • Eligibility check before application:
    Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Credit Card Ex/C

    NatWest
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 23.7% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Black Credit Card

    Royal Bank of Scotland
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 84
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on £84 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Black Credit Card Ex/C

    Royal Bank of Scotland
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Credit Card

    Royal Bank of Scotland
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 24
    • Eligibility check before application:
    Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Credit Card Ex/C

    Royal Bank of Scotland
    £ 50 cashback p.a
    on £ 500 monthly spend with retailer
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 23.7% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Data provided by Defaqto