Credit Cards - Best For Overseas Travel

Best Buys are updated weekly

We look across as much of the market as possible to find the best deals using industry data from Defaqto.

All our picks are nationally available - online, by post or by phone. We try and pick products that are available to both new and existing customers, but we’ll highlight some offers for existing customers if they’re much better than what else is on offer.

Our choices offer the cheapest spending and cash withdrawals overseas. We prioritise cards that do not charge a monthly fee.

We reserve the right to use our discretion at all times.

23 results for this selection displayed over 3 pages.

Moneywise Best Buys

  • Tandem Cashback Credit Card

    Tandem
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    No fees on worldwide spending or cash withdrawals
    Earn 0.5% on all spending
    No introductory offers
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Halifax Clarity Card

    Halifax
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Top card for travellers
    No fee to use it anywhere in the world
    No introductory balance transfer offers
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
  • Santander Zero Credit Card

    Santander
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 1 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Top card for travellers
    No fee to use it anywhere in the world
    No cashback or rewards
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Best Buys are carefully selected by Moneywise
considering a range of features not just interest rates.


  • Platinum Card

    Post Office Money
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 18 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Credit Card

    Royal Bank of Scotland
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    9.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 9.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 9.9% (variable) annual.
  • Reward Black Credit Card

    Royal Bank of Scotland
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 84
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on £84 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Reward Black Credit Card Ex/C

    Royal Bank of Scotland
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 37.1% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • World Elite Mastercard Ex/C

    Santander
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    49.8 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 18 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 49.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Journey Credit Card

    Tandem
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    24.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 24.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 24.9% (variable) annual.
  • Credit Card

    Ulster Bank
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    9.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 9.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 9.9% (variable) annual.
  • Travel Credit Card

    Virgin Money
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    19.9 %
    Representative APR
    • 0% Money transfer period: 12 months
    • 0% Balance transfer period: 12 months
    • Cashback / Rewards
    • 0% Money transfer fee: 2 %
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • Credit Card (Credit Limit £1200)

    118 118 Money
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    34.5 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative 34.5% APR variable. Based on assumed borrowing of £1200. Rate of interest 0% (variable) annual.
  • Credit Card (Credit Limit £250)

    118 118 Money
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    ns %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Representative % APR variable. Based on assumed borrowing of £1200. Rate of interest 0% (variable) annual.

Data provided by Defaqto