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Credit Cards - Best For Overseas Travel

Best Buys are updated weekly

We look across as much of the market as possible to find the best deals using industry data from Defaqto.

All our picks are nationally available - online, by post or by phone. We try and pick products that are available to both new and existing customers, but we’ll highlight some offers for existing customers if they’re much better than what else is on offer.

Our choices offer the cheapest spending and cash withdrawals overseas. We prioritise cards that do not charge a monthly fee.

We reserve the right to use our discretion at all times.

24 results for this selection displayed over 3 pages.

Moneywise Best Buys

  • Best For Overseas Travel

    Barclaycard Platinum Travel

    Barclaycard
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Top card for travellers
    No fee to use it anywhere in the world
    No fee guarantee until August 2022
    No introductory balance transfer offers
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.
  • Best For Overseas Travel

    Tandem Cashback Credit Card

    Tandem
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    No fees on worldwide spending or cash withdrawals
    Earn 0.5% on all spending
    No introductory offers
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
  • Best For Overseas Travel

    Halifax Clarity Card

    Halifax
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Top card for travellers
    No fee to use it anywhere in the world
    No introductory balance transfer offers
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
  • Best For Overseas Travel

    Santander Zero Credit Card

    Santander
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    18.9 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 1 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Top card for travellers
    No fee to use it anywhere in the world
    No cashback or rewards
    Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Best Buys are carefully selected by Moneywise
considering a range of features not just interest rates.

  • Cashback

    Aqua Reward Credit Card

    Aqua
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    34.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Get cashback as you spend
    Good for people with bad credit
    Very high APR
    Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.95% (variable) annual.
  • 0% Purchases

    Santander All In One Credit Card

    Santander
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    21.7 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 30 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Offers cashback
    Long 0% purchase period
    Relatively high APR
    Representative 21.7% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.
  • 0% Purchases

    Lloyds BankAvios Rewards Credit Card

    Lloyds Bank
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 29 months
    • Cashback / Rewards
    • Annual fee: £ 24
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Long 0% purchase period
    Earn Avios points
    Relatively high APR
    Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.

  • Avios Rewards Credit Card (Amex) - Branch

    Lloyds Bank
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    23.7 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 29 months
    • Cashback / Rewards
    • Annual fee: £ 24
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual.

  • Platinum Balance Transfer Card (24/24 Mths)

    Lloyds Bank
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    19.9 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 24 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.94% (variable) annual.

  • Personal Credit Card

    Metro Bank
    0 % charge
    transactions in Europe
    2.75 % charge
    rest of the world
    13 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 13% APR variable. Based on assumed borrowing of £1200. Rate of interest 13% (variable) annual.

  • Select Credit Card Ex/C

    Nationwide Building Society
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    15.9 %
    Representative APR
    • No 0% money transfer offer
    • 0% Balance transfer period: 12 months
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.

  • Credit Card

    NatWest
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    9.9 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 9.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 9.9% (variable) annual.

  • Reward Black Credit Card

    NatWest
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 84
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 37.1% APR variable. Based on £84 annual fee, assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

  • Reward Black Credit Card Ex/C

    NatWest
    0 % charge
    transactions in Europe
    0 % charge
    rest of the world
    37.1 %
    Representative APR
    • No 0% money transfer offer
    • No 0% balance transfer offer
    • Cashback / Rewards
    • Annual fee: £ 0
    • Eligibility check before application:
    Full details Go to site
    Am I eligible?
    Representative 37.1% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

Data provided by Defaqto