Credit Card - Wallis

Credit Card (MasterCard)

Wallis
29.9 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Representative 29.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 29.9% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You want to borrow at least £ 250
  • You are older than 18

Cashback

Enhanced Introductory Rate: Not applicable.

Rewards

Shopping Reward Programme: Yes
Points per £ Spent in Participating Stores: 2
Points per £ Spent Elsewhere: 1
Points Required for £1 Reward: 100

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: N/A
Money Transfers Allowed: No

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.75
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 34.95 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 29.95 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 3
Copy Voucher Charge: £ 0

Miscellaneous

This Credit Card Is Provided By: NewDay Ltd
All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 29.9 % to 39.9 %

Moneywise Best Buys

Credit Cards

ProductCashback*
American Express Platinum Cashback Everyday Card - American Express£ 98
Aqua Reward Credit Card - Aqua£ 30
TSB Platinum Purchase Card - TSB£ 60

* Cashback on a spending scenario of £500 per month