Virgin Atlantic White Card Account (Amex) - Virgin Atlantic

Virgin Atlantic White Card Account (Amex) (American Express)

Virgin Atlantic
22.9 % AER
APR Representative
6 months
Interest free balance transfers
  • 3 % (minimum £ 0) balance transfer fee
  • Cashback
  • Rewards
    • Apply by:
Earn Virgin points as your spend
Points earned can only be redeemed on Virgin flights
No cashback or rewards
Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You are older than 18

Cashback

Enhanced Introductory Rate: Not applicable.

Airmiles

ScenarioAnnual Airmiles
£100 monthly spend1200 p.a.
£250 monthly spend3000 p.a.
£1000 monthly spend12000 p.a.
£2000 monthly spend24000 p.a.
Airlines: Virgin Atlantic

Rewards

Shopping Reward Programme: Yes

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: N/A
Introductory Balance Transfer Rate: 0 % AER
Balance Transfer Offer Term: 6 months
Introductory Balance Transfer Fee: 3 % (minimum £ 0)
Money Transfers Allowed: Yes
Introductory Money Transfer Rate: 0 % AER
Introductory Money Transfer Period: 6 months
Money Transfer Fee: 3 % (minimum £ 0)

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.99
Charges for £100 International Cash Withdrawal: £ 5
Interest Charged on Cash Withdrawals: 27.9 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 49 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 22.9 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 0
Copy Voucher Charge: £ 0

Miscellaneous

Additional Information: dual account
This Credit Card Is Provided By: MBNA Ltd
All Qualifying Applicants Offered Advertised Rate: Yes

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* Cashback on a spending scenario of £500 per month