Clubcard Credit Card (Balance Transfer)- Semi Excl - Tesco Bank

Clubcard Credit Card (Balance Transfer)- Semi Excl (MasterCard)

Tesco Bank
18.9 % AER
APR Representative
15 months
Interest free balance transfers
  • 0.85 % (minimum £ 0) balance transfer fee
  • Cashback
  • Rewards
    • Apply by:
Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

This account may be appropriate for you if

  • Your income is at least £ 5,000 per month
  • You have a Prime credit rating
  • You want to borrow at least £ 250
  • You are older than 18

Cashback

Enhanced Introductory Rate: Not applicable.

Rewards

Points per £ Spent in Participating Stores: 1.25
Points per £ Spent Elsewhere: 0.125
Points Required for £1 Reward: 100

Introductory Offers

Introductory Purchase Rate Period: 15
Balance Transfers Allowed: Yes
Max Balance Transfer Limit: 95 of your credit limit
Introductory Balance Transfer Rate: 0 % AER
Balance Transfer Offer Term: 15 months
Introductory Balance Transfer Fee: 0.85 % (minimum £ 0)
Money Transfers Allowed: Yes
Introductory Money Transfer Rate: 0 % AER
Introductory Money Transfer Period: 15 months
Money Transfer Fee: 3.94 % (minimum £ 0)

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.75
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 24.942 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 51 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 18.941 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 0
Copy Voucher Charge: £ 0

Miscellaneous

All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 18.9 % to 25.9 %

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* Cashback on a spending scenario of £500 per month

Customer ratings