Reward Black Credit Card Ex/C - NatWest

Reward Black Credit Card Ex/C (MasterCard)

37.1 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Representative 37.1% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.

This account may be appropriate for you if

  • Your income is at least £ 15,000 per year
  • You have a Prime credit rating
  • You want to borrow at least £ 5,000
  • You are older than 18
  • You are already an existing customer


Cashback Scenarios:
Monthly SpendAnnual Cashback
£ 100£ 10
£ 250£ 25
£ 500£ 50
£ 1,000£ 100
£ 2,500£ 250
Standard Cashback Rate: 0.5 %
Enhanced Introductory Rate: No

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: 95 of your credit limit
Money Transfers Allowed: Yes

Overseas Use

Cost of £100 Transaction in Europe: Free
Cost of £100 Transaction Worldwide: Free
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 25.9 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book


Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement


Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 18.9 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 5
Copy Statement Charge: £ 3
Copy Voucher Charge: £ 0


Other Accounts Required:
  • Customer type: Customers are required to have a Reward Black Current Account in order to apply for this Credit Card.
  • Additional account required: no
All Qualifying Applicants Offered Advertised Rate: Yes

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* Cashback on a spending scenario of £500 per month