Select Credit Card Ex/C - Nationwide Building Society

Select Credit Card Ex/C (VISA)

Nationwide Building Society
15.9 % AER
APR Representative
12 months
Interest free balance transfers
  • 0 % (minimum £ 0) balance transfer fee
  • Cashback
  • Rewards
    • Apply by:
Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual.

This account may be appropriate for you if

  • Your income is at least £ 5,000 per year
  • You have a Prime credit rating
  • You want to borrow at least £ 500
  • You are older than 18
  • You are already an existing customer


Enhanced Introductory Rate: Not applicable.

Introductory Offers

Introductory Purchase Rate Period: 12
Balance Transfers Allowed: Yes
Max Balance Transfer Limit: N/A
Introductory Balance Transfer Rate: 0 % AER
Balance Transfer Offer Term: 12 months
Introductory Balance Transfer Fee: 0 % (minimum £ 0)
Money Transfers Allowed: No

Overseas Use

Cost of £100 Transaction in Europe: Free
Cost of £100 Transaction Worldwide: Free
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 15.9 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book


Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement


Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 15.9 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: None
Returned Payment Charge: None
Copy Statement Charge: £ 0
Copy Voucher Charge: £ 0


Other Accounts Required:
  • Customer type: Customers must hold a Nationwide current account. 1.To be eligible to apply, the customer has to hold a FlexAccount with a Visa debit card (not cash card+) and: - pay in £750 or more each month (excluding internal transfers) for previous 3 months, or - agree to complete an Account Transfer from an account (non Nationwide) using the Account Transfer Service or have done so in the past 4 months. OR 2.Hold a FlexDirect or FlexPlus account.
  • Additional account required: no
Additional Information: mobile banking
This Credit Card Is Provided By: Nationwide BS
All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 15.9 % to 19.9 %

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* Cashback on a spending scenario of £500 per month