Personal Credit Card - Metro Bank

Personal Credit Card (MasterCard)

Metro Bank
13 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Representative 13% APR variable. Based on assumed borrowing of £1200. Rate of interest 13% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You want to borrow at least £ 500
  • You are older than 18

Cashback

Enhanced Introductory Rate: Not applicable.

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: 75 of your credit limit
Money Transfers Allowed: No

Overseas Use

Cost of £100 Transaction in Europe: Free
Cost of £100 Transaction Worldwide: £ 2.75
Charges for £100 International Cash Withdrawal: Free
Interest Charged on Cash Withdrawals: 12.3 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: higher payment
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 13 % AER

Additional Charges

Late Payment Fee: £ 0
Inactivity Fee: None
Over Limit Fee: None
Returned Payment Charge: None
Copy Statement Charge: £ 0
Copy Voucher Charge: £ 0

Miscellaneous

Additional Information: non-sterling cash fee
This Credit Card Is Provided By: Metro Bank PLC
All Qualifying Applicants Offered Advertised Rate: Yes

Moneywise Best Buys

Credit Cards

* Cashback on a spending scenario of £500 per month

Customer ratings