All Round Credit Card - MBNA Ltd

All Round Credit Card (VISA)

MBNA Ltd
19.9 % AER
APR Representative
30 months
Interest free balance transfers
  • 2.72 % (minimum £ 0) balance transfer fee
  • Cashback
  • Rewards
    • Apply by:
Representative 19.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 19.9% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You are older than 18

Cashback

Pays Cashback on Interest Payments: na
Enhanced Introductory Rate: Not applicable.

Introductory Offers

Introductory Purchase Rate Period: 30
Balance Transfers Allowed: Yes
Max Balance Transfer Limit: 95 of your credit limit
Introductory Balance Transfer Rate: 0 % AER
Balance Transfer Offer Term: 30 months
Introductory Balance Transfer Fee: 2.72 % (minimum £ 0)
Money Transfers Allowed: Yes
Introductory Money Transfer Rate: 0 % AER
Introductory Money Transfer Period: 30 months
Money Transfer Fee: 4 % (minimum £ 0)

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.99
Charges for £100 International Cash Withdrawal: £ 5
Interest Charged on Cash Withdrawals: 27.9 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 49 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 19.9 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 0
Copy Voucher Charge: £ 0

Miscellaneous

Additional Information: mobile banking
All Qualifying Applicants Offered Advertised Rate: Yes

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* Cashback on a spending scenario of £500 per month