Lloyds Bank Platinum Low Rate Credit Card - Lloyds Bank

Lloyds Bank Platinum Low Rate Credit Card (MasterCard)

Lloyds Bank
6.4 % AER
APR Representative
  • Cashback
  • Rewards
    • Apply by:
No annual fee
Must apply online
Representative 6.4% APR variable. Based on assumed borrowing of £1200. Rate of interest 6.4% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You are older than 18


Enhanced Introductory Rate: Not applicable.

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: N/A
Introductory Balance Transfer Rate: 6.4 % AER
Balance Transfer Offer Term: 3 months
Introductory Balance Transfer Fee: 0 % (minimum £ 0)
Money Transfers Allowed: Yes

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.95
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 6.4 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book


Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement


Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 6.4 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: None
Copy Statement Charge: £ 0
Copy Voucher Charge: ns


Additional Information: mobile banking/min balance transfer
This Credit Card Is Provided By: Lloyds Bank plc
All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 6.4 % to 14.9 %

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* Cashback on a spending scenario of £500 per month