Credit Card - Direct - Argos

Credit Card - Direct (VISA)

Argos
29.9 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Representative 29.9% APR variable. Based on assumed borrowing of £1000. Rate of interest 29.95% (variable) annual.

This account may be appropriate for you if

  • Your income is at least per month
  • You have a Subprime credit rating
  • You want to borrow at least £ 150
  • You are older than 18

Cashback

Enhanced Introductory Rate: Not applicable.

Introductory Offers

Money Transfers Allowed: No

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.99
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 39.94 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: higher payment
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 29.95 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 5
Copy Voucher Charge: ns

Miscellaneous

This Credit Card Is Provided By: Vanquis Bank Ltd
All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 29.9 % to 49.9 %

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* Cashback on a spending scenario of £500 per month