Aqua Reward Credit Card - Aqua

Aqua Reward Credit Card (MasterCard)

Aqua
34.9 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Get cashback as you spend
Good for people with bad credit
Very high APR
Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.95% (variable) annual.

This account may be appropriate for you if

  • You have a Subprime credit rating
  • You want to borrow at least £ 250
  • You are older than 18

Cashback

Cashback Scenarios:
Monthly SpendAnnual Cashback
£ 100£ 6
£ 250£ 15
£ 500£ 30
£ 1,000£ 60
£ 2,500£ 100
Standard Cashback Rate: 0.5 %
Enhanced Introductory Rate: There is no introductory enhanced cashback.

Introductory Offers

Balance Transfers Allowed: Yes
Max Balance Transfer Limit: N/A
Money Transfers Allowed: Yes

Overseas Use

Cost of £100 Transaction in Europe: Free
Cost of £100 Transaction Worldwide: Free
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 44.95 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book

Perks

Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement

Charges

Minimum Monthly Repayment: statutory minimum
Interest Free Period (transactions): 48 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 34.95 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 5
Copy Voucher Charge: £ 5

Miscellaneous

This Credit Card Is Provided By: NewDay Ltd
All Qualifying Applicants Offered Advertised Rate: No. Actual rates range from 34.9 % to 59.9 %

Moneywise Best Buys

Credit Cards

ProductCashback*
American Express Platinum Cashback Everyday Card - American Express£ 98
Aqua Reward Credit Card - Aqua£ 30

* Cashback on a spending scenario of £500 per month