American Express Platinum Cashback Credit Card - American Express

American Express Platinum Cashback Credit Card (American Express)

American Express
28.2 % AER
APR Representative
No information
about interest free balance transfers
  • Cashback
  • Rewards
    • Apply by:
Get cashback as you spend
Good for big spenders
Some retailers do not accept American Express cards
£25 annual fee
Representative 28.2% APR variable. Based on £25 annual fee, assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

This account may be appropriate for you if

  • You have a Prime credit rating
  • You want to borrow at least £ 700
  • You are older than 18


Cashback Scenarios:
Monthly SpendAnnual Cashback
£ 100£ 24
£ 250£ 60
£ 500£ 120
£ 1,000£ 215
£ 2,500£ 381
Standard Cashback Rate: 1 %
Enhanced Introductory Rate: Customers will be eligible for a 5.00% cashback introductory bonus rate on all purchases in the first 3 months up to £125.

Introductory Offers

Money Transfers Allowed: No

Overseas Use

Cost of £100 Transaction Worldwide: £ 2.99
Charges for £100 International Cash Withdrawal: £ 3
Interest Charged on Cash Withdrawals: 27.9 % AER
Airport Lounge Access: No
Overseas Insurance:
  • Travel Accident Insurance
  • Travel Medical Insurance
  • Travel Cancellation Coverage

Payment Options

Contactless Payments
Pay Bill With Direct Debit
Make Direct Debit Payments
Optional Cheque Book


Optional concierge service
Earn Charitable Donations
Free Warranty Cover
Refund Protection
Roadside Assistance
Home Emergency Cover
Emergency Funds
Emergency Card Replacement


Annual Fee: £ 25
Minimum Monthly Repayment: higher payment
Interest Free Period (transactions): 56 days
Interest Free Period (cash withdrawals): 0 days
Annual Interest Rate for Purchases: 22.9 % AER

Additional Charges

Late Payment Fee: £ 12
Inactivity Fee: None
Over Limit Fee: £ 12
Returned Payment Charge: £ 12
Copy Statement Charge: £ 2
Copy Voucher Charge: £ 3


Additional Information: mobile banking
All Qualifying Applicants Offered Advertised Rate: Yes

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* Cashback on a spending scenario of £500 per month