Cards & loans

Face your finances head on to beat Blue Monday

Monday, 15 January 2018 | News

Today, 15 January, is reckoned to be the gloomiest day of the year; but don’t feel as though there is nothing you can do to fix your personal finances.

Ban on card surcharges comes into force

Saturday, 13 January 2018 | News

Companies are no longer allowed to charge a fee to customers choosing to pay with credit or debit cards.

Deal of the week: Free £45 to spend at M&S

Tuesday, 13 February 2018 | News

Get £45 worth of vouchers to spend in Marks and Spencer when you sign up for an M&S Bank Reward Plus Credit Card.

Millions face Christmas financial hangover

Tuesday, 02 January 2018 | News

Millions of people face a financial battle this January as they struggle with money after Christmas.

Struggling credit card customers could save £1.3bn a year under new rules

Thursday, 14 December 2017 | News

Credit card customers struggling with persistent debt could save up to £1.3 billion a year under new proposals from the Financial Conduct Authority (FCA).

Christmas on credit: Families need to borrow to pay for presents

Thursday, 14 December 2017 | News

A growing number of families are relying on credit cards and personal loans to pay for the cost of Christmas.

Universities slammed for ‘mis-selling’ poor value courses

Friday, 08 December 2017 | News

Universities have been challenged by the National Audit Office (NAO) for potentially mis-selling poor value higher education degrees.

American Express cashback cuts to take effect in January

Friday, 24 November 2017 | News

Many American Express credit card customers will see their cashback levels cut from January 2018, the provider has confirmed.

Use of bailiffs by councils jumps in two years

Tuesday, 14 November 2017 | News

Local councils are increasingly resorting to using bailiffs as 2.3 million debts were passed on in 2016/17.

Tuition fees repayment threshold to rise to £25,000

Monday, 02 October 2017 | News

Graduates will be able to earn £25,000 a year before they are required to make any payments against their student loan from the 2018/19 academic year, with annual fees being frozen at £9,250.