Cards & loans

The danger of applying for credit

Tuesday, 23 August 2011 | Article

Struggling Britons have been dealt another hefty blow as tightened lending criteria result in more applications for credit being rejected.

Make the most of falling costs

Tuesday, 23 August 2011 | Article

Despite the recession, rising unemployment and general economic doom and gloom, many of us should be feeling a little richer, according to new research.

Know your debt rights

Monday, 05 December 2011 | Article

The credit crunch means it’s a tough time to borrow money, but that hasn’t seemed to lessen the UK’s personal debt mountain.

The best ways to borrow

Tuesday, 23 August 2011 | Article

While the credit crunch means that most of us are tightening our belts and cutting down on spending, there are still circumstances – from replacing the car or mending the roof to the family holiday – in which we may need to...

Five clever credit cards

Wednesday, 24 August 2011 | Article

Using a credit card can be the best way to pay off outstanding debt or fund new purchases - as long as you pick the right plastic and use it wisely.

Free yourself from debt

Tuesday, 23 August 2011 | Article

After several years when all everyone talked about was easy credit, the economic downturn has transformed this focus overnight into an overriding concern about debt.

How to find the right credit card for you

Thursday, 26 June 2014 | Article

When times are tough or you have a vital purchase to make, it's all too tempting to whack all your expenses straight onto plastic.

Stay debt free this Christmas

Wednesday, 01 June 2011 | Article

Last year the average person spent a whopping £863 celebrating Christmas, according to research from uSwitch.

Survive the recession

Tuesday, 23 August 2011 | Article

The UK is now in recession, with the economy shrinking by 1.5% in the last three months of 2008, following a 0.6% contraction in the previous quarter.

Is your credit rating holding you back?

Tuesday, 23 August 2011 | Article

Over the past two years I have been trying hard to clear my debts. Although I ended up in debt through a personal loan, I have reduced this with monthly payments, and have cleared outstanding debts on two credit cards.