Cards & loans

Five steps to dealing with your debts

Monday, 27 September 2010 | Article

When you are trying to deal with debts it can be hard to know where to start. This means many people end up burying their head in the sand, which allows their problems to worsen.

Payday Loan Online

Thursday, 13 October 2011 | Blog | By

Before analyzing the advantages of going in for payday loans online, it is essential to understand why offline sources are no longer as efficient as they used to be.

20 ways to escape debt for good

Monday, 07 January 2013 | Article

It's official: we are a nation in debt. UK personal debt at the end of April 2010 stood at a mammoth £1,460 billion, according to statistics from debt charity Credit Action.

Borrow wisely

Tuesday, 23 August 2011 | Article

We're a nation of borrowers. The total UK personal debt stood at a staggering £1,460 billion at the end of March 2010, according to money education charity Credit Action. That equates to an average of £30,258 a person.

Improve your credit rating

Tuesday, 23 August 2011 | Article

It can be frustrating when applying for a credit card, if you are turned down without much explanation as to why.

10 credit card perks put to the test

Friday, 04 June 2010 | Article

In such a fiercely competitive market it's now common for credit card companies to lure us into buying their cards with perks, rewards and loyalty schemes.

Make sure delayed charges don't damage your credit rating

Tuesday, 12 October 2010 | Article

At a recent meeting with my mortgage adviser, she described me as "squeaky clean" on the credit front. And she was right – i've never missed a payment and have never gone over my credit limit.

How can I manage my unsustainable debt?

Wednesday, 24 August 2011 | Article

Q: I have £15,000 in debt due on credit cards, overdrafts and personal loans from relatives. My take-home pay is £1,048 a month, from which I pay rent, childcare, child allowance, and generally try and survive.

Longest balance transfer card launched

Friday, 05 August 2016 | News

Clydesdale and Yorkshire banks have launched a new credit card, which offers 0% interest on balance transfers for 16 months - making it the best balance transfer deal on the market.

Can you afford it?

Wednesday, 24 August 2011 | Article

Slipping back into bad habits, Britons borrowed 62p for every £1 they saved in the last quarter of 2009, compared to the first quarter of 2009 when they borrowed 13p per £1.
Overall savings...