Cards & loans

Five top credit cards for your Christmas shopping

Tuesday, 30 November 2010 | Article

Everyone spends a different amount when it comes to Christmas shopping, and some of us are good at budgeting for it throughout the year.

Credit Unions, so much better than banks

Friday, 15 October 2010 | Article

It’s Friday, the car has broken down, the washing machine has flooded the kitchen and your electricity bill has to be paid next week. You need a quick loan to tide you over so where do you go?

Beware the dangers of lending to family members

Friday, 08 October 2010 | Article

If you had a spare £40,000 would you give it to a total stranger? Nobody in their right mind would.

Top five comparison criteria for bank loans

Wednesday, 02 March 2011 | Article

1. Credit card, secured or unsecured loan

How to repair your credit rating

Monday, 27 September 2010 | Article

My daughter recently asked if I could help out with one of her friends, Claire. Claire is 26, has been employed for 8 years and is really desperate to get control of her credit card debt.

Repossessed borrowers - sign any forms at your peril

Wednesday, 24 August 2011 | Article

A Deed of Acknowledgement is a particularly sinister form involved in home repossession that, if signed can leave you legally responsible for any shortfall after the sale. Don't sign it, says Mike Thomas.

The dos and don'ts of dealing with debt

Monday, 14 February 2011 | Article

If you’ve had enough of debts controlling your life and never having any money left a week after payday, you might feel it’s time to sort your debt problems out. 

Can you get rid of debt for good?

Wednesday, 24 August 2011 | Article

“Help, I can’t believe this is happening,” gasped the man on the phone, “Surely they can’t do this, my house was repossessed 10 years ago and now they’re chasing me for more money!”

Insolvencies on the rise: where will it end?

Wednesday, 24 August 2011 | Article

With the government announcing 34,743 individual insolvencies in England and Wales in the second quarter of 2010 - 5% up on the same time period last year - spare a thought for those individuals who have been battling...

Five steps to dealing with your debts

Monday, 27 September 2010 | Article

When you are trying to deal with debts it can be hard to know where to start. This means many people end up burying their head in the sand, which allows their problems to worsen.