Cards & loans

Government announces changes to debt relief orders

Friday, 26 November 2010 | Article

Edward Davey, Minister for Employment Relations, Consumer and Postal Affairs has announced changes to the Debt Relief Orders to allow those debtors with approved pensions access to the DRO procedure.

Beat the bank's lousy rates

Tuesday, 23 August 2011 | Article

Banks no longer have a monopoly on our personal finances. Starved of any yield from their savings, consumers are now looking to social lending websites as an alternative way to boost returns on their cash.

Clear your overdraft for good

Wednesday, 13 April 2016 | Article

An estimated 18% of all overdraft holders are permanently in the red, according to a study by group buying website, groupola.com and a further 24% say they couldn't manage without their overdraft facility and need to dip...

How to check your credit record

Friday, 19 November 2010 | Article

Keeping your credit file in tip-top condition is a bit like servicing your car, if you don't look after them both then they will eventually let you down, when you least expect it.

Get 5% cashback on your Christmas shopping

Wednesday, 01 December 2010 | Article

Christmas may be the season of goodwill but for most of us it's also the season to spend, spend, spend. However, with the right choice of credit card it is possible to get a reward for your financial exuberance.

The loan company stopping you watch X-Factor!

Friday, 12 November 2010 | Article

How do you fancy paying back your debts by watching television? Well around 100,000 people do just that through a firm known as Buy-As-You-View (BAYV) which has its head office in South Wales.

Debt resolution options to suit your needs

Monday, 08 November 2010 | Article

The latest insolvency figures show a 3.7% reduction in the number of people going insolvent compared to the same period last year.

Beware offers of easy credit

Friday, 05 November 2010 | Article

Your finances are in a mess and you desperately need to pay an important bill fast.

Scam alert - don't be tripped up

Thursday, 28 October 2010 | Article

No-one in their right mind would enjoy a visit from a debt collector, but imagine how you'd feel if you received a letter threatening such a call when you didn’t even know the debt existed.

Credit card demons revealed

Tuesday, 07 June 2011 | Article

Growing numbers of people struggling with credit card payments complain of creditors bullying them with menacing letters, doorstep visits and threats of court action or repossession.