Cards & loans

Free credit reports for Barclaycard and Tesco Bank customers

Friday, 20 November 2015 | News

Barclaycard customers will be able to access their Experian credit score online from tomorrow, which usually costs £2 for a one off report, or £14.99 a month for ongoing access, though the subscription service includes other...

Millions trapped in cycle of debt

Thursday, 05 November 2015 | News

Two million people are in credit card arrears, and 1.6 million people are being overcharged because they only make the minimum repayment each month, according to a new market report from the Financial Conduct Authority (FCA)...

AA launches top cashback and balance transfer cards

Wednesday, 04 November 2015 | News

The AA has launched three new credit cards, offering cashback on fuel, a large fee-free balance transfer facility or a low-rate card.

Quick – beat the demise of credit card perks

Monday, 02 November 2015 | Article

On 9 December, a new EU rule comes into force to cap the amount of money credit card companies manage to cream off when people pay with plastic at the tills.

Payday lender forced to repay £15.4 million to customers

Monday, 26 October 2015 | News

A payday lender has been ordered to pay £15.4 million redress to more than 147,000 customers by the UK’s financial regulator.

Orkney home to UK’s most reliable borrowers

Friday, 16 October 2015 | News

The people of Kirkwall, in the Orkney Islands, have the highest credit scores in the country, according to analysis of 10 million credit reports from across the UK.

Will the overdrafts my bank has approved affect my credit rating?

Wednesday, 07 October 2015 | Question and Answer

The best way to see if any searches have been recorded by your bank is to check your credit file with a credit reference agency – although be mindful of the fact that different agencies retain this information for different...

Don't be ripped off by a 'free' balance transfer

Tuesday, 22 September 2015 | News

Borrowers could be caught out by hidden balance transfer fees with just one in 20 understanding the true cost of 0% interest deals.

TSB gives car loan customers free MOTs

Wednesday, 16 September 2015 | News

Car buyers can get free MOTs when taking a personal loan to buy a car thanks to a limited-time offer from TSB.

25% of students have borrowed £350 in payday loans

Tuesday, 25 August 2015 | News

Some 25% of undergraduate and postgraduate students in the UK owe an average of £342 to payday lenders.