Cards & loans

Millions trapped in cycle of debt

Thursday, 05 November 2015 | News

Two million people are in credit card arrears, and 1.6 million people are being overcharged because they only make the minimum repayment each month, according to a new market report from the Financial Conduct Authority (FCA)...

AA launches top cashback and balance transfer cards

Wednesday, 04 November 2015 | News

The AA has launched three new credit cards, offering cashback on fuel, a large fee-free balance transfer facility or a low-rate card.

Quick – beat the demise of credit card perks

Monday, 02 November 2015 | Article

On 9 December, a new EU rule comes into force to cap the amount of money credit card companies manage to cream off when people pay with plastic at the tills.

Payday lender forced to repay £15.4 million to customers

Monday, 26 October 2015 | News

A payday lender has been ordered to pay £15.4 million redress to more than 147,000 customers by the UK’s financial regulator.

Orkney home to UK’s most reliable borrowers

Friday, 16 October 2015 | News

The people of Kirkwall, in the Orkney Islands, have the highest credit scores in the country, according to analysis of 10 million credit reports from across the UK.

Don't be ripped off by a 'free' balance transfer

Tuesday, 22 September 2015 | News

Borrowers could be caught out by hidden balance transfer fees with just one in 20 understanding the true cost of 0% interest deals.

TSB gives car loan customers free MOTs

Wednesday, 16 September 2015 | News

Car buyers can get free MOTs when taking a personal loan to buy a car thanks to a limited-time offer from TSB.

25% of students have borrowed £350 in payday loans

Tuesday, 25 August 2015 | News

Some 25% of undergraduate and postgraduate students in the UK owe an average of £342 to payday lenders.

Personal loan rates at lowest-ever levels

Tuesday, 25 August 2015 | News

Personal loan rates for sums of £5,000 and £7,500 have fallen to their lowest ever.

Does your partner have a debt problem?

Thursday, 20 August 2015 | News

A fifth of people get married hiding debts from their partner, worth £3,200, according to a new survey.