Cards & loans

5.7m have financial hangover from Christmas spending: take action now

Wednesday, 06 January 2016 | News

Households struggling with debt following Christmas spending need to take control of their finances now.

Will I be responsible for my partner's debts on credit cards and loans?

Tuesday, 05 January 2016 | Question and Answer

If you have signed a joint tenancy, then you are jointly and severally liable to meet the rent on that property.

Where do we go for help with spiralling debt?

Tuesday, 15 December 2015 | Question and Answer

The first thing you need to do is contact the credit card companies to seek 30 days’ initial respite while you seek advice.

How one family plans to 'kick debt's butt'

Thursday, 10 December 2015 | Article

Just over two years ago, Ricky Willis and his wife Naomi finally realised they were badly in debt. But rather than go under, they set about dragging themselves out of the situation and turning things around.

How the credit ratings agencies know your worth

Friday, 04 December 2015 | Article

We all know how important it is to check your credit rating, and that having a decent score will improve your chances of being able to borrow at the best rates.

Autumn Statement 2015: bad news for student loan borrowers

Thursday, 26 November 2015 | News

The Chancellor announced a series of changes to student loans in his Autumn Statement, including retrospective tweaks that have led to accusations of the government “mis-selling” the loans.

Free credit reports for Barclaycard and Tesco Bank customers

Friday, 20 November 2015 | News

Barclaycard customers will be able to access their Experian credit score online from tomorrow, which usually costs £2 for a one off report, or £14.99 a month for ongoing access, though the subscription service includes other...

Millions trapped in cycle of debt

Thursday, 05 November 2015 | News

Two million people are in credit card arrears, and 1.6 million people are being overcharged because they only make the minimum repayment each month, according to a new market report from the Financial Conduct Authority (FCA)...

AA launches top cashback and balance transfer cards

Wednesday, 04 November 2015 | News

The AA has launched three new credit cards, offering cashback on fuel, a large fee-free balance transfer facility or a low-rate card.

Quick – beat the demise of credit card perks

Monday, 02 November 2015 | Article

On 9 December, a new EU rule comes into force to cap the amount of money credit card companies manage to cream off when people pay with plastic at the tills.