Loans

Should you take advantage of cheap loan rates while they last?

Many mortgage borrowers will have been disheartened to see banks and building societies start to increase their interest rates soon after the Bank of England raised the base rate.

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Universities slammed for ‘mis-selling’ poor value courses

Friday, 08 December 2017 | News

Universities have been challenged by the National Audit Office (NAO) for potentially mis-selling poor value higher education degrees.

Tuition fees repayment threshold to rise to £25,000

Monday, 02 October 2017 | News

Graduates will be able to earn £25,000 a year before they are required to make any payments against their student loan from the 2018/19 academic year, with annual fees being frozen at £9,250.

A quarter use personal loans to fund home improvements

Monday, 12 June 2017 | News

Almost a quarter of Moneywise readers have taken out a personal loan to pay for improvements to their home.

Funny money: Popstar pays fans’ university fees

Monday, 15 May 2017 | News

The cost of education continues to be a problem for many students, but a handful of people have been given a helping hand from an unlikely source.

Beware: shopping around for a loan could hit your credit score

Friday, 21 April 2017 | News

Consumers could be losing out financially by shopping around for a personal loan product, thanks to “underhand” credit searches conducted by lenders.

Student loan interest to rocket to 6.1%

Wednesday, 19 April 2017 | News

The headline interest rate charged on post-2012 student loans in England and Wales will increase to up to 6.1% in September.

Your ex-partner could damage your credit rating, Brits warned

Tuesday, 14 February 2017 | News

Millions of people remain financially linked to their former partners, even after they have closed down any joint accounts.

Deal of the week: Saga launches flat rate loan for over 50s

Friday, 13 January 2017 | News

Over 50s who struggle to meet the criteria of high street lenders can now take out a flat rate loan with Saga Money.

Struggling with unaffordable payday loans? You may be due a refund

Wednesday, 26 October 2016 | Article

Are you struggling with unaffordable payday loans? If your debts are spiralling out of control, you could be due a refund from lenders who have flouted the rules.

Personal loans drop to record low - but only for Nectar Card holders

Tuesday, 04 October 2016 | News

Personal loans have followed the base rate to new record lows, with Sainsbury’s Bank now lending at an unprecedented 3.1%, but only to people with a Nectar Card.