Credit cards

How could I have missed a payment?

Monday, 15 October 2012 | Blog | By Laura Whitcombe

I’m a sucker for 0% purchase credit cards. Ever since I arrived in London as a fresh graduate in 2006, I’ve always had a flexible friend.

Three steps to improve your borrowing potential

Friday, 24 August 2012 | News

The banks are proving as tightfisted as ever when it comes to lending, meaning we've all got to work that bit harder to borrow money.

Lloyds fails to spot fraud

Thursday, 19 July 2012 | Question and Answer

If a fraudster gets access to your cash the best thing to do is inform your bank, which should replace the money straight away. 

Asda launches cashback credit card

Friday, 13 July 2012 | News

Asda has rebranded its financial arm as Asda Money and launched a new cashback credit card.

Has being a 'deal tart' ruined my credit rating?

Thursday, 12 July 2012 | Question and Answer

Having access to credit via credit or store cards and managing those lines of credit well will actually help improve your credit rating.

What to look out for in credit card small print

Wednesday, 13 June 2012 | Article

Have you ever bothered to read the small print that came with it, and do you read the terms and conditions before you apply for a new one?

Wake up to the 0% interest deal exploitation

Thursday, 10 May 2012 | Article

Inertia is a human habit that financial services companies continually exploit. This is wrong, it should be stopped, but it won't be - thanks to a weak regulator.

Should I pay for my holiday on plastic?

Wednesday, 04 April 2012 | Question and Answer

You are right that a credit card with a 12-month interest-free purchase period will not charge interest for a year.

Virgin Money hikes interest rates by 50%

Wednesday, 14 March 2012 | News

Virgin Money has upset thousands of credit card customers by massively increasing interest rates.

Britain: the debt-ridden island

Monday, 12 March 2012 | Article

What do Kerry Katona and Sarah Ferguson have in common? Aside from both being in the public eye, you could be forgiven for thinking ‘not a lot'.