Cards & loans

Should you take advantage of cheap loan rates while they last?

Many mortgage borrowers will have been disheartened to see banks and building societies start to increase their interest rates soon after the Bank of England raised the base rate.

Moneywise Best Buys

Compare Credit Cards
Compare Loans

Can I switch to a new credit card if I’m living off my investments?

Friday, 20 April 2018 | Question and Answer

When you apply for a credit card, the lender won’t necessarily request verification of your income if you have a good credit record.

Loans: borrow a little extra and you could pay back less

Thursday, 19 April 2018 | News

Consumers taking out a loan could more than half the amount of interest they pay by borrowing just £100 extra, research reveals.

“Should I use my pension to clear my debt at age 60?”

Wednesday, 11 April 2018 | Article

“Should I use my pension to clear my debt at age 60?”

Student loan repayment threshold raised

Friday, 06 April 2018 | News

From today, the way you repay your student loan has changed. The salary threshold for when you start repaying your loan has been raised and, for many, the amount you’ll repay each month has fallen.

Virgin Atlantic launches new credit cards

Wednesday, 04 April 2018 | News

Credit card debt rises at fastest annual rate in 12 years

Tuesday, 27 March 2018 | News

The amount consumers owe on credit cards is growing at its fastest rate since 2006, according to new figures from UK Finance.

Seaside towns hardest hit by personal insolvencies

Monday, 26 March 2018 | News

Brits living in seaside towns have the highest rates of personal insolvency – where people are unable to pay their debts or meet their financial liabilities – as these areas struggle to cope with economic decline, according...

To be charged for a student loan or not to be charged, that is the question

Tuesday, 27 March 2018 | Blog | By Helen Knapman

Hamlet’s soliloquy is one I studied during my A-levels, while weighing up whether to go on to study for an English literature or a journalism degree.

Digital Alms: Church of England goes contactless

Wednesday, 21 March 2018 | News

Churchgoers no longer need to bring cash to pay for events as the Church of England has announced it is making contactless payments available across England.

Enforce stricter rules on doorstep lenders, urges Citizens Advice

Monday, 19 March 2018 | News

Rules protecting payday lending customers should be extended to cover doorstep lending, a charity has urged.