Cards & loans

Understanding loans

Our guide looks at the different types of personal loans, explains the small print and shows how sometimes borrowing more can cost you less. 

Moneywise Best Buys

A quarter use personal loans to fund home improvements

Monday, 12 June 2017 | News

Almost a quarter of Moneywise readers have taken out a personal loan to pay for improvements to their home.

Cashback and rewards are top attraction for credit card customers

Monday, 05 June 2017 | News

Cashback and rewards schemes are the main drivers for credit card holders, according to Moneywise research.

Struggling with unaffordable payday loans? You may be due a refund

Wednesday, 26 October 2016 | Article

Are you struggling with unaffordable payday loans? If your debts are spiralling out of control, you could be due a refund from lenders who have flouted the rules.

Tesco Bank extends 0% purchase credit card to unprecedented 28 months

Tuesday, 20 September 2016 | News

Tesco Bank has extended the offer on its 0% purchase credit card, charging no interest for an unprecedented 28 months.

CFO Lending forced to pay £34m to payday loan customers

Monday, 19 September 2016 | News

A payday lender has been forced to pay £34 million in redress to almost 100,000 customers following the exposure of shoddy lending practices.

Deal of the week: Get your credit score for free

Thursday, 15 September 2016 | News

Thanks to a new free service from Experian, everyone in the UK can now check their credit scores with the three main credit agencies without paying a penny.

£14bn damages claim filed against MasterCard by former chief ombudsman

Friday, 09 September 2016 | News

A £14 billion damages claim has been filed against MasterCard by the former chief ombudsman of the Financial Ombudsman Services.

Debt problems hit record high

Wednesday, 07 September 2016 | News

The number of people seeking help with debt problems has hit a record high already in 2016, according to new research from StepChange.

Earn a £60 gift card with the new MBNA card – but can you do better elsewhere?

Tuesday, 06 September 2016 | News

Shoppers can earn £60 in vouchers with a new cashback credit card that’s launched this week.

Asda launches 2% cashback credit card, but is it any good?

Monday, 22 August 2016 | News

Asda has launched a new cashback credit card, paying up to 2% interest on certain spending, though people considering the card will need to decide if it’s worth the £3 monthly fee.