Having enough money to pay the bills is the number one concern for hard-pressed Brits, according to research by Bacs, the direct debit operator.
If you're filled with dread when your bills hit the doormat, here are three simple ways you can cut the bills and save up to £900 in the process.
1. CHANGE THE WAY YOU PAY
By switching to direct debits for payments for everything from gas bills to magazine subscriptions you could save £226 a year, says Bacs, as companies offer discounts to direct debit customers.
You'll also avoid the risk of late penalties if you forget to pay.
2. SWITCH ENERGY PROVIDER
By shopping around and moving to the best energy deal you could save £282 a year, according to moneysupermarket.com.
Compare energy prices and switch provider
3. GET A NEW BROADBAND DEAL
Take a few moments to check out the best broadband offers in your area. By changing providers you could save £350 a year, according to figures from broadbandchoices.co.uk.
Find the best broadband bundle in your area