Benefits you're entitled to: the over-60s


According to older people's charity Age UK, nearly three million people over 65 are struggling financially, while government figures show that 1.9m pensioners live below the poverty line. Despite this, the benefits targeted at older people are the most likely to go unclaimed.

The government estimates that up to 1.4 million pensioners do not claim one of the most important benefits for the retired - Pension Credit - with up to £3.1 billion unclaimed every year. The average amount unclaimed is significant – £2,000 per family, according to the Department for Work and Pensions. Other benefits that also go unclaimed by older people include housing benefit and council tax benefit.


David Samson, welfare benefits expert at the Turn2us benefits advice service, run by the Elizabeth Finn Trust, says that many pensioners are not aware of the financial support available to them. “For example, they may be getting their state pension but not be aware that they are entitled to pension credit,” he says. “The rules for pension credit are more generous than the rules for working people, so they may have an entitlement that they don’t realise.”

"It’s important to get the message out there as we know that claiming the correct benefits can make a huge difference to quality of life."

Caroline Abrahams, charity director at Age UK, says: "Despite millions of older people struggling financially, around £3.5 billion in money benefits remains unclaimed every year when this extra income could make a huge difference to their lives.”

The benefits that are on offer change as you get older - with some available to people as young as 50 years old. 


Here is an overview of what you can claim in your 60s.

Benefits in your 60s

Although most people born after 1950 won't be able to claim their state pension until their mid-60s, and many are expected to work up until that point, there are some benefits that are available from the age of 60. Here are some of the most important:

Free prescriptions and sight tests

Once you reach the age of 60, any medicine prescribed by a doctor is free anywhere in the UK. Until that age, prescriptions are free in Wales, Scotland and Northern Ireland, but those living in England pay £8.60 per prescription.

To get your free prescriptions, make sure you tell the chemist at the till and fill in the back of the prescription. You might have to show proof of age. You will also receive an invitation every two years to be screened for bowel cancer, while an additional one-off bowel scope screening test is being introduced from the age of 55.


Free bus travel

If you're living in Wales, Northern Ireland or Scotland, you can get free bus travel if you're over 60 - although Scotland is currently consulting on raising the age from which you receive free bus travel. In Northern Ireland, you may get cheaper rates on other sorts of public transport, too.

If you live in England, you will have to wait longer for free bus travel. You can get a bus pass for free travel when you reach the female state pension age, whether you’re a man or a woman. You can tap in your details at to find out if you qualify.

If you live in London, you can travel free on buses, tubes and other transport when you're 60, but only within London.

To get a free bus pass you need to complete an application form from your local council in England and Wales, complete an application form from your local borough or council in London, and complete an application form from your local authority or from Strathclyde Partnership for Transport in Scotland. In Northern Ireland, you can complete an application form from any manned Translink bus or rail station, by phoning 0845 600 0049 or by emailing  

Also, from the age of 60, you will be eligible to buy a Senior Persons Railcard from National Rail for travel across Great Britain, which gives you a third off all off-peak rail travel for a year for £30. 


Further information

  • Visit for a benefits calculator or call the freephone helpline on 0808 802 2000.
  • Contact for advice specifically aimed at older people or call the freephone number 0800 169 2081.





Published: 01 April 2015
Last updated: 12 May 2017

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I recently turned 60 and have been told that the widows benefit is to be reduced as I contributed to my works pension. As my retirement age has been increased to 66 should not I still receive the full widows benefit until that time?