Articles by Ruth Jackson

Can I gift £3,000 for previous years without paying inheritance tax?

Tuesday, 12 March 2019 | Question and Answer

Every year, we can all gift up to £3,000 in cash or assets without attracting inheritance tax (IHT). This is known as your ‘gift allowance’.

“We cleared our mortgage early AND SAVED thousands of pounds” - Here’s how you can too

Friday, 11 January 2019 | Article

Fancy being mortgage-free sooner rather later? Two homeowners who managed to pay off their mortgage early explain how they did it.

A guide to peer-to-peer lending

Wednesday, 17 October 2018 | Article

Income-seeking investors have been drawn to peer-to-peer lending on account of the attractive returns on offer. Here’s everything you need to know about this growing sector

10 things you need to know about your pension

Tuesday, 16 October 2018 | Article

Your pension is one of the most tax-efficient ways to save money over the long term. But do you know how to make the most of these benefits? Here are some useful pointers

What is my monthly income from savings?

Tuesday, 30 April 2019 | Question and Answer

A monthly income savings account is much like a standard savings account. You deposit money into the account and in return the bank or building society pays you interest.

Super-size your savings with these easy switches

Tuesday, 23 April 2019 | Article

Are your savings accounts earning the best interest rate? If not, it’s time to vote with your feet so your cash works harder for you

Savvy savers need to get online

Tuesday, 05 June 2018 | Article

Millions of people are missing out on the best savings rates because they are unwilling – or unable – to apply for online-only or app-based accounts.

What’s the best fixed-rate account that pays monthly?

Tuesday, 30 April 2019 | Question and Answer

NS&I’s 65+ Guaranteed Growth Bonds (also known as the Pensioner Bond) were one of the most successful savings accounts ever launched with almost 900,000 people investing more than £8.9 billion during the five months the...

Student loan repayment threshold raised

Friday, 06 April 2018 | News

From today, the way you repay your student loan has changed. The salary threshold for when you start repaying your loan has been raised and, for many, the amount you’ll repay each month has fallen.

Sainsbury’s trials new Nectar scheme

Thursday, 05 April 2018 | News

From today, Sainsbury’s is trialling a new Nectar scheme across the Isle of Wight. The new system will reward loyalty, but not simply based on how much you spend in a Sainsbury’s store.