Articles by Michelle McGagh

Buy to let: is it still worth it?

Friday, 08 February 2019 | Article

Pensions versus investing in property is an age-old dilemma for those facing retirement, but as the government clamps downs on landlords’ tax perks, buy to let may finally be losing its lustre

Beat the pension scammers

Tuesday, 29 May 2018 | Article

Pension freedoms were introduced in 2015, allowing over-55s to spend or invest their pension as they want.

10 ways to beat the pension scammers

Thursday, 08 February 2018 | Article

To beat pension scammers, you need to learn the dirty tricks they'll use to make you fall for them.

10 practical tips from my year of spending nothing

Tuesday, 07 February 2017 | Article

Spending no money on socialising, clothes or treats is a tall order for most people. But read Michelle McGagh’s story and be inspired to change your money-splurging habits.

Why it pays to have all your pension pots in one place

Thursday, 20 October 2016 | Article

Workers will have to take more responsibility for their workplace pensions, following the scrapping of a plan to allow savings to follow employees as they move jobs.

The pros and cons of moving your pension

Monday, 25 July 2016 | Article

You might be tempted to switch pension providers to get your hands on your money, find a better deal, or to bring a number of pensions into one place. But before you move your money, you need to be aware of the risks.

Your guide to final salary pensions

Friday, 20 November 2015 | Article

What are final salary pensions?


Do the new pension rules work?

Wednesday, 11 November 2015 | Article

Pension Flexibility  has revolutionised retirement but not everyone has been able to access their savings due to high charges and restrictions from pension providers.

Will you be caught out by the lifetime allowance?

Thursday, 22 October 2015 | Article

However, while this might seem like a lot of money, breaching the allowance and incurring a tax charge could be easier than you think, especially if you’re in a final salary scheme or have been saving for a long time.

Would a retirement village suit you - and your budget?

Tuesday, 29 September 2015 | Article

Downsizing and moving to a retirement village has never been more popular but retirees should be aware of the extra fees that could set them back more than £180,000 in their lifetime.