Articles by Michael Trudeau

Pension scammers target bumper year

Wednesday, 30 December 2015 | News

Almost one in five over-55s think they have been targeted by financial fraudsters trying to scam them out of their retirement savings since April's pension freedoms came into force.

Will I be caught out by the bank deposit protection cut?

Monday, 21 December 2015 | News

From 1 January 2016, the amount of your savings protected in the event of bank default will fall from £85,000 to £75,000.

Second-hand annuities: sellers face 25 per cent loss of value

Friday, 18 December 2015 | News

Annuitants looking to sell their annuity income to a third party for a cash sum could be sorely disappointed with the amount investors are willing to pay for a second-hand annuity, according to retirement specialist Portal...

Buy, hold or sell: Legg Mason Opportunity

Wednesday, 09 December 2015 | Article


Pensioner bonds set to expire, but who offers the next best rates?

Tuesday, 08 December 2015 | News

Savers who purchased generous government bonds exclusively available to those aged 65-plus at the start of the year will face a difficult decision in January as the one-year 'pensioner bonds' mature.

Asset managers under FCA spotlight

Wednesday, 18 November 2015 | News

Asset management firms are set to come under scrutiny from the City authorities as to whether they add real value for money - and whether the market is competitive enough to benefit investors.

Most over-55s are behaving 'rationally' with their pension savings - are you?

Thursday, 05 November 2015 | News

Investors have withdrawn £2.5 billion in cash lump sums from their pension pots in the past six months since the new freedoms came into effect.

HMRC leaves taxpayers scratching their heads

Thursday, 05 November 2015 | News

Half of all telephone calls to HM Revenue and Customs go unanswered - meaning many people with questions about the complicated UK tax system are being left adrift.

Pension fraudsters contact one in seven over-55s

Tuesday, 27 October 2015 | News

Research from Portus Consulting found that 14 per cent of working people over-55 believe they have been targeted by pension scheme scammers since April.

Pension freedoms leave savers vulnerable to scams

Wednesday, 21 October 2015 | News

In a report looking at the effect the freedoms have had since their introduction in April, the Work and Pensions Committee warns that giving people easier access to what might be their largest saving pot increases the...