Articles by Anna Bowes

What is the best easy-access account for me?

Wednesday, 06 February 2019 | Question and Answer

As you are not sure when you’ll need the money, but when you do it could be at very short notice, you really need to keep the money in an easy-access savings account.

What’s the best way to save money for our great-grandkids?

Wednesday, 05 December 2018 | Question and Answer

When setting up a savings account for a child, frustratingly the account will often need to be opened by a parent or guardian, although different providers will have different rules about the relationship that the child and...

I am in my 40s and saving for a house deposit. What are my best options?

Thursday, 03 May 2018 | Question and Answer

I’m afraid it isn’t just age that stops you from getting a Lisa.

Should my daughter keep her Isa or switch to an NS&I bond?

Friday, 06 April 2018 | Question and Answer

This raises the tricky issue of whether a Cash Isa is worth keeping these days, when basic- and higher-rate taxpayers now have the Personal Savings Allowance (PSA).

Will my son be better off switching his Help to Buy Isa to a Lifetime Isa?

Thursday, 08 March 2018 | Question and Answer

Yes, your son can transfer his Help to Buy Isa into his Lifetime Isa.

Ask the Experts: What's the best way for my son to get to grips with the savings habit?

Tuesday, 19 December 2017 | Question and Answer

It’s really great to hear that you are encouraging your son to understand money and how important saving is. Getting into the savings habit early is an excellent idea and can instigate a habit for life.

Ask the Experts: Can my daughter in Ireland open a UK savings account?

Monday, 20 November 2017 | Question and Answer

Unfortunately, without a UK address, your daughter will struggle to open a savings account in the UK, as the majority of providers stipulate that you must be a UK resident to be eligible to open one of their accounts.

Ask the experts: "Is it possible to be paid monthly interest on my regular savings?"

Tuesday, 30 April 2019 | Question and Answer

There are very few regular savings accounts that offer monthly interest, mainly because the amount that you can save is usually quite restricted and therefore they are not designed to provide a regular interest that would be...

What should I do with £15,000 in a poorly paying cash Isa?

Friday, 18 November 2016 | Question and Answer

The interest rate on my cash Isa will fall next month, and I don’t know what to do with my money to ensure I have financial flexibility but also get a good return on my cash.

Can I move my grandsons' savings to better accounts without showing their ID?

Tuesday, 18 October 2016 | Question and Answer

I have two sons and six grandchildren. I opened a savings account for each of them when they were born.